Fri, Dec 20, 2024
Retirement Planning: If one aims at getting a Rs 1 lakh monthly income at retirement, the key is to start investing early. The benefit of starting early is that one can achieve the goal with a lower monthly SIP investment compared to a person who starts retirement planning late.
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Top 7 Large and Mid Cap Mutual Funds With Highest SIP Returns in 10 Years: Large and mid cap mutual funds need to have at least 35 per cent of their investments in large cap and mid cap stocks. The category has given 27.39 per cent annualised return (CAGR) in 1 year, 27.39 per cent in 3 years, 21.69 per cent in 5 years, and 15.10 per cent in 10 years.
Thu, Dec 19, 2024
Home Loan EMI+SIP: One spends a substantial amount from their monthly income to repay equated monthly instalments (EMIs) of their home loan. Simultaneously, if they run an SIP investment, which is 10 per cent of the EMI amount, it can help recover the interest amount of the loan a great deal.
Mon, May 27, 2024
SIP Returns: In investment options that provide compound interest/growth, duration of investment matters a lot. Even if your investment amount is small, but the duration is long, you can build a corpus which may run into several crores. The 70:15:15 investment strategy encourages one to invest 15 per cent of their earnings monthly. If one invests that fraction of their income regularly, in the long run, they can build a significant corpus.
As a mutual fund category, small-cap is the third-best performing category in the three-year period after thematic-PSU and sectoral infra funds (As per Value Research data). The category has given 25.92 per cent returns in the three years. As many as 15 small-cap mutual funds have given annual SIP returns (XIRR) of 30 per cent. Quant Small Cap, Nippon India Small Cap, and ITI Small Cap are some of the best-performing small-cap funds.
Fri, May 24, 2024
Amid the rise of PSU stocks, thematic PSU mutual funds are also cashing in on momentum. The category tops the chart among all mutual funds in the one-year, three years and five years, when it has risen by 104.38 per cent, 44.61 per cent and 28.04 per cent, respectively. Some of the PSU mutual funds such as CPSE ETF, SBI PSU Direct, and Invesco India PSU Equity Direct have given over 100 per cent return in the last one year.
Thu, May 23, 2024
Compound Returns: A little investment that looks like a miniscule figure in the short term can give gargantuan returns in the long term because of compound growth. In mutual fund, SIPs and lump sum investments provide compound growth.
Top 5 SBI Mutual Funds in 3 Years: PSU stocks have been one of the top performers in the last three years, and their performance is reflecting in the performance of most of the PSU thematic mutual funds. SBI PSU Fund is no exception.
Wed, May 22, 2024
SIP gives compound growth to investors that increases their money many folds of they stick to their investments in the long term. SIP also provides rupee cost averaging.
Mon, May 20, 2024
Association of Mutual Funds in India (AMFI) data month after month shows that systematic investment plans (SIPs) are gaining popularity over the lump sum mode of mutual fund investment. In SIP, one can invest as little as Rs 100 a month.
Top 7 ELSS Funds in 3 Years: Equity Linked Savings Scheme (ELSS) is a category of mutual fund that is also known as tax saver funds. Deposits up to Rs 1.50 lakh in the fund are tax-exempt under Section 80C of the Income Tax Act, 1961. ELSS funds offer systematic investment plans (SIPs) as well as lump sump investment options.
Wed, May 08, 2024
SIP: If you save Rs 100 a day and invest that money in a market-linked investment plan such as a mutual fund through the systematic investment plan (SIP), in the long-term, you can easily create a large retirement corpus. And that too, even if you get a 12 per cent annual return on your investments.
Systematic investment plan (SIP) is a more popular way than lump sump in mutual fund investment. A majoariy of people invest in mutual funds through SIPs as it gives them flexibility to invest a fixed amount that suits their monthly income. The can start an SIP with as low amount as Rs 100.
Fri, May 03, 2024
Retirement mutual funds are long-term funds where the lock-in period is either five years or the retirement age. Investors with long-term investment horizon and aiming at creating retirement corpus invest in retirement funds.
Mon, Apr 29, 2024
Mutual Fund Step-up SIP: When you start investing in a mutual fund scheme through a Systematic Investment Plan (SIP), you invest a fixed amount every month. But if you want, you can also opt for a top-up SIP, where you can increase SIP amount every year. Since you get compound growth in SIP investment, increasing SIP amount every year may help you achieve your investment goal faster and can multiply your money by many times.
Tue, Apr 23, 2024
SWP: Systematic Withdrawal Plan is a popular way of withdrawing a monthly pension from a mutual fund after investing a lump sum amount. One can get a monthly income and their fund will still increase if they use SWP smartly. For that, their rate of return should be higher than their rate of withdrawal. Some of the top SWP funds have given annualised returns up to 17.13 per cent in the last 10 years.
Fri, Apr 19, 2024
Returns on mutual fund investment are taxed. If one sells their investments in less than 12 months of owning them, their returns are considered as short-term capital gains, but if they sell them 12 months after owning investments, their returns are considered as long-term capital gains. Both types of gains are taxed at different rates.
Thu, Apr 18, 2024
Mutual fund investors invest through a systematic investment plan (SIP) or lump sum. Capital gains made in both ways are taxed as short-term and long-term capital gains. Short-term capital gains are taxed at a 15 per cent rate, while long-term capital gains are taxed at 10 per cent. One gets Rs 1 lakh tax relaxation on long-term capital gains. Beyond those gains, they have to pay a 10 per cent tax. Know more about such tax intricacies through expert calculations.
Tue, Apr 16, 2024
Systematic Investment Plan (SIP) is a popular method for mutual fund investment. An investor with low monthly earnings can also start investing through SIP. Since SIP provides compound returns, one's small investment over a long period can help one create a huge corpus.
Mon, Apr 15, 2024
In your journey to retirement planning, the combination of systematic investment plan (SIP) and systematic withdrawal plan (SWP) in mutual funds can be effective investment tools. While SIP in a mutual fund may help you build a sizeable retirement corpus, SWP may help you get a decent monthly pension.
Tue, Apr 02, 2024
Investment from at an early age has its benefits in investment schemes providing compound interest/returns. Mutual fund investment is one such strategy where one gets compound returns. In it, even if your investment amount is small but your investment duration is long, you can build a larger corpus than the person who invests a larger amount but has a shorter period. With the 25/2/5/35 mutual fund investment strategy, you can build a Rs 2 crore retirement corpus even if you start with a step-up SIP of Rs 2,000. Know how it can become possible.
Fri, Mar 29, 2024
Compounding is the interest on interest, which means you get interest not only on the principal amount, but on the overall value. Some of the investment options that provide compounding interest/returns are Employee Provident Fund (EPF), Public Provident Fund (PPF), mutual funds, fixed deposits and life insurance plans.
Thu, Mar 28, 2024
International mutual funds are the same as domestic mutual funds in India but they invest in global companies, many of whom are giant in their own right. International mutual fund schemes are run by a number of Indian mutual fund players. Indian investors can invest in these funds like they invest in domestic funds. Mirae Asset NYSE FANG+ ETF FoF, Edelweiss US Technology Equity FoF DirGr, and Franklin Ind Feeder-Frank US Opp are some of the top international mutual funds in the last one year. In this write-up, know more about the top 5 international mutual funds in the last one year, and how much return they have given on a Rs 1 lakh lump sum investment in each.
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