Mon, Sep 16, 2024
Top 7 Mutual Funds With Best SIP Returns This Year: Motilal Oswal Midcap Fund - Direct Plan The fund has given 81.98 per cent annualised SIP returns in 1 year. Benchmarked against NIFTY Midcap 150 TRI, the fund has given 26.66 per cent annualised returns (CAGR) since its debut in February 2014.
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Investment Planning for Child Education: In the 18X15X10 strategy, 18 denotes the number of years, 15 is the expected annualised returns for 18 years, and 10 signifies the monthly investment for the duration.
Top 7 Large and Mid Cap Mutual Funds With Highest SIP Returns in 3 Years: The category has given 43.53 per cent annualised returns (CAGR) in 1 year, 20.45 per cent in 3 years, 24.19 per cent in 5 years, and 15.86 per cent in 10 years, (As per Value Research Data).
Mon, Jul 15, 2024
NSC has a five-year lock-in period with a 7.7 per cent interest rate compounded annually but payable at maturity. The minimum investment in the scheme is Rs 1,000, and in multiples of Rs 100. There is no maximum limit for investment.
Top Large-cap SIP Mutual Funds: As per Association of Mutual Funds in India (AMFI), large-cap mutual funds should invest 80 per cent of their funds in large-cap stocks. Value Research data shows that the large-cap mutual fund category has given a 40.38 per cent CAGR in the one-year period. The return for the same is 19.17 per cent in the three years, 18.35 per cent in the five years, and 13.78 per cent in the 10-year time frame.
Top SBI Mutual Funds: State Bank of India (SBI) Mutual Fund house is India's biggest asset management company (AMC) in terms of the asset base. It had Rs 9,13,780.06 crores as AUM as of March 31, 2024. It meant it held 17.11 per cent of the industry's AUM.
Thu, Jul 11, 2024
As per Association of Mutual Funds in India (AMFI), a multi-cap category mutual fund needs to have at least 75 per cent of its investments in equity and equity-related instruments. Of this 75 per cent allocation to equity, the portfolio must allocate at least 25 per cent of its assets to large-, mid-, and small-cap stocks. Thus, the fund manager can allocate assets to all three caps and different sector companies.
Tue, Jul 09, 2024
NPS returns depend on equity exposure, which can be up to a maximum of 75 per cent, and the performance of the mutual fund the investor is contributing to. Here's a catch, even though NPS funds invest in equity, they can't take much risk with NPS account holders' money since it is meant for their retirement. So, fund managers of almost all NPS funds follow the Nifty50 index.
Top Small-cap SIP Mutual Funds: When we talk about small-cap equity mutual funds, the picture that strikes our minds is of an investment scheme with high returns.
Mon, Jul 08, 2024
As per Association of Mutual Funds in India (AMFI) classification, a large-cap mutual has to invest 80 per cent of its money in large-cap stocks. The large-cap mutual fund as a category has grown 39.60 per cent return in the one year, 18.71 per cent in the three years, and 17.70 per cent in the three-year period, as per Value Research data as on July 8, 2024.
Fri, Jul 05, 2024
NSC vs Mutual Funds Lumpsum: While you get a fixed return in National Savings Certificates (NSC) on a one-time investment, the return of a mutual fund investment through the lump sum option is market-linked. The NSC is a guaranteed return scheme; returns in mutual funds depend on the return on equity and other market instruments in which it has invested its money.
To avail a SWP plan, you make a one-time investment in a mutual fund and get a return on it, which the mutual fund house gives you back in the form of a monthly income. The advantage of a SWP mutual fund is that if your rate of withdrawal is much lower than your rate of return, you can get the monthly income for decades, and your fund will still keep growing.
ELSS equity mutual funds are also known as tax saver funds. Deposits up to Rs 1.50 lakh in a financial year are tax-exempt in an ELSS mutual fund under Section 80C of the Income Tax Act.
Thu, Jul 04, 2024
SIP investment in mutual funds can be done through the basic financial planning rule of 50-30-20.
Top Value Oriented Mutual Funds: These funds invest in undervalued companies whose intrinsic value is much higher than their current market price. Fund managers do fundamental analysis of undervalued companies and invest the fund's money in them. The simple logic that works behind them is that these stocks are undervalued, and the market may take time to realise their potential. Once the market realises their true worth, the stock of these companies will rise and generate huge returns.
SIP+SWP: One can start a SIP with a small monthly investment of Rs 100. The SIP investment provides rupee cost averaging as well as compound growth. While in a SIP you invest money every month, in a SWP plan, you withdraw money every month from the mutual fund scheme.
Wed, Jul 03, 2024
The large and mid cap category has given 44.88 per cent annual returns in the one year, 21.72 per cent in the three years, and 21.11 per cent in the five years, as per Value Research data. The fund offers stability of large caps and high returns of mid caps.
Tue, Jul 02, 2024
Dividend yield mutual funds invest in firms that provide higher dividend yields compared to the average market level. Most dividend yield mutual funds invest in PSUs, blue chip, utilities, and realty firms.
Mon, Jul 01, 2024
SBI PSU Mutual Fund has topped the category with 41.50 per cent annual SIP returns in the five-year period. The fund has assets under management (AUM) of Rs 3,071 crore, while its net asset value (NAV) is Rs 35.72. Started in January 2013, the fund has given 13.36 per cent return since its inception.
Fri, Jun 28, 2024
Tax Saver Funds: ELSS mutual funds have a lock-in period of three years. ELSS deposits of up to Rs 1.50 lakh in a financial year are tax-exempt under Section 80C of the Income Tax Act.
Retirement Planning: The one who starts to invest early has an edge over a late starter when it comes to generate a large retirement corpus.
Wed, Jun 26, 2024
AMFI says small-cap mutual funds need to invest at least 65 per cent of their money in small-cap companies. Since these companies are in their growth stage, small-cap mutual funds may rise faster than large- and mid-cap mutual funds. But these mutual funds are also to fall first in a bearish market.
Tue, Jun 25, 2024
Top 7 Mid-cap SIP Mutual Funds in India: Mid-cap mutual funds invest most of their money in mid-cap firms. According to Association of Mutual Funds in India (AMFI), mid-cap companies are ranked from 101st to 250th in terms of market capitalisation.
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