Top 5 small-cap SIP mutual funds: No. 1 fund has doubled investment value in less than 3 years; get details

Top Small-cap SIP Mutual Funds: Small-cap mutual funds are popular among investors seeking high returns. These mutual funds invest most of their money in small-cap companies. As per Association of Mutual Funds in India (AMFI), small-cap companies start in 251st place in the list of companies with the highest market capitalisation. AMFI's classification says that a company with a market capitalisation of less than Rs 100 crore can be considered a small-cap firm.

AMFI says small-cap mutual funds need to invest at least 65 per cent of their money in small-cap companies.

Since these companies are in their growth stage, small-cap mutual funds may rise faster than large- and mid-cap mutual funds.

But these mutual funds are also to fall first in a bearish market.

The small-cap mutual fund category has risen by 55.84 per cent in the one year, 26.69 per cent in the three years, and 29.60 per cent in the five-year period (As per Value Research data).

Many of the small-cap mutual funds have witnessed SIP returns (XIRR) of up to 40 per cent in the three-year period.

This write-up has a list of the top 5 small-cap mutual funds in the three years and what Rs 5,000 and Rs 10,000.

Quant Small Cap Fund - Direct Plan

The fund at the top has given 43.83 per cent SIP returns in the three-year period. The fund has assets under management (AUM) of  Rs 21,243 crore, while its net asset value (NAV) is worth Rs 285.5446.

The fund has an expense ratio of 0.64 per cent. The minimum SIP investment in the fund is Rs 1,000, while the minimum lump sum investment is Rs 5,000. 

The fund has 96.14 per cent of its investments in equities. In a portfolio of 92 stocks, the fund has Reliance Industries Limited, Jio Financial Services, Irb Infrastructure Developers as its main stocks.

A Rs 5,000 monthly SIP in the fund in the three years, or a Rs 1.80 lakh investment, has given a total of Rs 3,30,787.

On the other hand, a Rs 10,000 monthly SIP in the fund in the three years, or a Rs 3.60 lakh investment, has given a total of Rs 6,61,575.

Franklin India Smaller Companies Fund - Direct Plan

The fund has given annualised SIP returns of 42.45 per cent in the three-year period.

The fund has an AUM of Rs 12,797 crore, while its NAV size is Rs 200.9219.

Benchmarked against NIFTY Smallcap 250 TRI, the fund has an expense ratio of 0.92 per cent.

The fund launched in January 2013 has given 23.86 per cent returns since its inception.

The minimum SIP investment in the fund is Rs 500, while the minimum lump sum investment in the fund is Rs 5,000.

The fund has 95.21 per cent of its investments in equities. In a portfolio of 85 stocks, the small-cap mutual fund has Brigade Enterprises, Equitas SF Bank, Kalyan Jewellers, Deepak Nitrate, and Karur Vysya Bank as its main stocks.

A Rs 5,000 monthly SIP in the fund in the three years has given a total of Rs 3,25,090.

On the other hand, a Rs 10,000 monthly SIP in the fund in the three years has given a total of Rs 6,50,179.

ITI Small Cap Direct

The fund has annualised SIP returns of 42.31 per cent return in the three years.

It has an AUM of Rs 2,034 crore, while its NAV size is Rs 30.0720.

It has an expense ratio of 0.19 per cent. The fund has given 28.76 per cent return since its launch in February 2020.

The minimum SIP investment in the fund is Rs 500, while the minimum lump sum investment in it is Rs 5,000.

The fund has 97.43 per cent of its investments in equity. It has a portfolio of 82 stocks with Jindal Stainless, Bharat Dynamics, NCC, Kirloskar Oil Engines, and Jyoti CNC Automation as its main stocks.   

A Rs 5,000 monthly SIP in the fund in the three years has given a total of Rs 3,24,516.

On the other hand, a Rs 10,000 monthly SIP in the fund in the three years has given a total of Rs 6,61,575.

Nippon India Small Cap Fund - Direct Plan

The fund has given annualised SIP returns of 41.84 per cent in the three years.

The AUM is Rs 51,566 crore, while the NAV is Rs 188.1461.

It has an expense ratio of 0.68 per cent. Benchmarked against NIFTY Smallcap 250 TRI, the fund has given 28.03 per cent returns since its launch in January 2013.

The minimum SIP investment in the fund is Rs 100, while its minimum lump sum investment is Rs 5,000.

The fund has 95.62 per cent of its investments in equities.

In a large portfolio of 207 stocks, the fund has Voltamp Transformers Ltd, HDFC Bank, Tube Investments of India, and Apar Industries as its main stocks.   

A Rs 5,000 monthly SIP in the fund in the three years has given a total of Rs 3,22,611.

On the other hand, a Rs 10,000 monthly SIP in the fund in the three years has given a total of Rs 6,45,221.

Bandhan Small Cap Direct

The fund has given 41.85 per cent annual SIP returns in the three-year period.

It has an AUM of Rs 5,166 crore, while it has an NAV of Rs 43.9740.

A Rs 5,000 monthly SIP in the fund in the three years has given a total of Rs 3,22,632.

On the other hand, a Rs 10,000 monthly SIP in the fund in the three years has given a total of Rs 6,45,221.