Top 5 small-cap mutual funds with best SIP returns: Rs 5,000 and Rs 10,000 SIPs in top fund have turned into Rs 3.25 lakh and Rs 6.50 lakh in 3 years

Top 5 Small-Cap Funds With Best SIP Returns: Small-cap mutual funds are one of the top-performing mutual funds across the board. Companies in small-cap mutual funds invest most of their money in small-cap companies. This is the reason why small-cap mutual funds are more vulnerable to market fluctuations than large- and mid-cap mutual funds. But in the long run, small-cap mutual funds may give higher returns than the returns of large and mid-cap funds. 

As a mutual fund category, small-cap is the third-best performing category in the three-year period after thematic-PSU and sectoral infra funds (As per Value Research data).

The category has given 25.92 per cent returns in the three years.

As many as 15 small-cap mutual funds have given annual SIP returns (XIRR) of 30 per cent.

Quant Small Cap, Nippon India Small Cap, and ITI Small Cap are some of the best-performing small-cap funds. In this list, know the top 5 small-cap mutual funds with the highest SIP returns in the three-year period (As per Value Research data). 

Quant Small Cap Fund - Direct Plan

The No. 1 small-cap mutual fund in the category has given an annual SIP return of 41.45 per cent in the three years.

Benchmarked against NIFTY Smallcap 250 Total Return Index, the fund has assets under management (AUM) of Rs 21,140.11, while its net asset value (NAV) under the direct plan is worth Rs 273.3696.

The fund's 93.75 per cent investments are in equities with 2.09 per cent in large caps, 35.13 per cent in mid caps, and 36.57 per cent in small caps.

The fund has 91 stocks in its portfolio with financials, energy and utilities, materials, and industrials being the main sectors.

Reliance Industries, Jio Financial Services, Irb Infrastructure Developers, and Hindustan Copper are the main stocks in its portfolio. 

A Rs 5,000 SIP in the fund in the last three years, or a Rs 180,000 investment in total, has given a total of Rs 3,24,720.

A Rs 10,000 SIP, or Rs 3,60,000 investment in total, in the fund has given a total amount of Rs 6,49,439. 

Nippon India Small Cap Fund - Direct Plan

The fund has given an XIRR of 37.94 per cent in the three-year period.

The fund's AUM is Rs 52,458.42 crore, while its NAV stands at Rs 176.6637.

The fund has 95.54 per cent of its investments in equities, with the largest chunk in mid caps at 43.45 per cent, 39.07 per cent in small caps, and 9.62 per cent in large caps.

The fund has quite a number of stocks in its portfolio, at 202.

The main sectors of its holdings are industrial, financial, consumer discretionary, and materials.

The fund's main stocks are Tube Investments, HDFC Bank, Voltamp Transformers, and Apar Industries. 

As Rs 5,000 SIP in the fund in the last three years has given a total of Rs 6,21,119.

A Rs 10,000 SIP in the fund has given a total amount of Rs 3,10,559.

ITI Small Cap Direct

The fund in the No. 3 position has given SIP returns of 37.46 per cent in the three years.

Benchmarked against NIFTY Smallcap 250 Total Return Index, the fund has an AUM of Rs 2,022.00 crore and an NAV of Rs 28.1064.

The fund has 95.48 per cent of its investments in equities, with 60.01 per cent in mid caps, 22.19 per cent in small caps and 11.45 per cent in large caps.

In a bouquet of 80 stocks, it has its major shares in the industrials, financial, materials, and consumer discretionary sectors.

Jindal Stainless, NCC, Kirloskar Oil, and Bharat Dynamics are the main stocks in its portfolio. 

A Rs 5,000 SIP in the fund in the last three years has given a total of Rs 3,08,270.

A Rs 10,000 SIP in the fund has given a total amount of Rs 6,16,541.

Bandhan Small Cap Fund - Direct Plan

The fund has given an SIP return of 37.02 per cent in the three years.

Benchmarked against S&P BSE 250 SmallCap Total Return Index, the fund has an AUM worth Rs 5,199.79 crore, while its NAV price is Rs 40.9440.

The fund has 89.63 per cent of its investments in equities with 8.84 per cent in large caps, 42.54 per cent in mid caps, and 45.35 per cent in small caps.

The fund has a total of 154 stocks in its portfolio, which has financial, consumer discretionary, materials, and industrial as its main investment sectors.

The top holdings in the fund's portfolio are Cholamandalam Financial Holding, REC Ltd, Apar Industries, and Arvind Ltd.       

A Rs 5,000 SIP in the fund in the last three years has given a total of Rs 3,06,716.

A Rs 10,000 SIP in the fund has given a total amount of Rs 6,13,431.  

Franklin India Smaller Companies Fund - Direct Plan

The fund has given SIP returns of 36.86 per cent in the three-year period.

Its benchmark is NIFTY Smallcap 250 Total Return Index.

While its AUM is Rs 12,882.22 crore, its NAV size is Rs 184.9019. It has 95.18 per cent of its investments in equities.

The fund has 56.41 per cent of its investment in mid caps, 37.41 per cent in small caps and 0.97 per cent in large caps.

The fund has invested in a total of 85 stocks with industrials, financial, consumer discretionary, and materials as its main stocks.

Brigade Enterprises, Equitas SF Bank, Kalyan Jewellers, and MCX are its main stocks.  

A Rs 5,000 SIP in the fund in the last three years has given a total of Rs 3,05,912.

A Rs 10,000 SIP in the fund has given a total amount of Rs 6,11,823.