Tue, Nov 19, 2024
Home Loan vs SIP Calculator: Take a loan to buy a home or create a corpus to purchase the same? Which can help you save more money? Which option should you opt for? It depends on your financial goal, priorities in life, age, income status, etc.
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Impact of Rs 2,500 monthly SIP: Small beginning, big impact can be clearly felt in the real of compounding. One who stays in their performing investments for the long term emerges the winner compared to someone who invests a higher amount but quits the race earlier.
Top 7 Mid Cap Mutual Funds With Best SIP Returns in 5 Years: Mid cap mutual funds need to have at least 65 per cent of their investments in mid cap stocks. This provides them exposure to the companies that can provide stability, high growth, or both. The category has given 31.28 per cent annualised return in 1 year, 19.00 per cent in 3 years, 25.40 per cent in 5 years, and 16.48 per cent in 10 years.
Mon, Jul 15, 2024
Top SBI Mutual Funds: State Bank of India (SBI) Mutual Fund house is India's biggest asset management company (AMC) in terms of the asset base. It had Rs 9,13,780.06 crores as AUM as of March 31, 2024. It meant it held 17.11 per cent of the industry's AUM.
Thu, Jul 11, 2024
As per Association of Mutual Funds in India (AMFI), a multi-cap category mutual fund needs to have at least 75 per cent of its investments in equity and equity-related instruments. Of this 75 per cent allocation to equity, the portfolio must allocate at least 25 per cent of its assets to large-, mid-, and small-cap stocks. Thus, the fund manager can allocate assets to all three caps and different sector companies.
Tue, Jul 09, 2024
NPS returns depend on equity exposure, which can be up to a maximum of 75 per cent, and the performance of the mutual fund the investor is contributing to. Here's a catch, even though NPS funds invest in equity, they can't take much risk with NPS account holders' money since it is meant for their retirement. So, fund managers of almost all NPS funds follow the Nifty50 index.
Top Small-cap SIP Mutual Funds: When we talk about small-cap equity mutual funds, the picture that strikes our minds is of an investment scheme with high returns.
Mon, Jul 08, 2024
As per Association of Mutual Funds in India (AMFI) classification, a large-cap mutual has to invest 80 per cent of its money in large-cap stocks. The large-cap mutual fund as a category has grown 39.60 per cent return in the one year, 18.71 per cent in the three years, and 17.70 per cent in the three-year period, as per Value Research data as on July 8, 2024.
Fri, Jul 05, 2024
NSC vs Mutual Funds Lumpsum: While you get a fixed return in National Savings Certificates (NSC) on a one-time investment, the return of a mutual fund investment through the lump sum option is market-linked. The NSC is a guaranteed return scheme; returns in mutual funds depend on the return on equity and other market instruments in which it has invested its money.
To avail a SWP plan, you make a one-time investment in a mutual fund and get a return on it, which the mutual fund house gives you back in the form of a monthly income. The advantage of a SWP mutual fund is that if your rate of withdrawal is much lower than your rate of return, you can get the monthly income for decades, and your fund will still keep growing.
ELSS equity mutual funds are also known as tax saver funds. Deposits up to Rs 1.50 lakh in a financial year are tax-exempt in an ELSS mutual fund under Section 80C of the Income Tax Act.
Thu, Jul 04, 2024
SIP investment in mutual funds can be done through the basic financial planning rule of 50-30-20.
Top Value Oriented Mutual Funds: These funds invest in undervalued companies whose intrinsic value is much higher than their current market price. Fund managers do fundamental analysis of undervalued companies and invest the fund's money in them. The simple logic that works behind them is that these stocks are undervalued, and the market may take time to realise their potential. Once the market realises their true worth, the stock of these companies will rise and generate huge returns.
SIP+SWP: One can start a SIP with a small monthly investment of Rs 100. The SIP investment provides rupee cost averaging as well as compound growth. While in a SIP you invest money every month, in a SWP plan, you withdraw money every month from the mutual fund scheme.
Wed, Jul 03, 2024
The large and mid cap category has given 44.88 per cent annual returns in the one year, 21.72 per cent in the three years, and 21.11 per cent in the five years, as per Value Research data. The fund offers stability of large caps and high returns of mid caps.
Tue, Jul 02, 2024
Dividend yield mutual funds invest in firms that provide higher dividend yields compared to the average market level. Most dividend yield mutual funds invest in PSUs, blue chip, utilities, and realty firms.
Mon, Jul 01, 2024
SBI PSU Mutual Fund has topped the category with 41.50 per cent annual SIP returns in the five-year period. The fund has assets under management (AUM) of Rs 3,071 crore, while its net asset value (NAV) is Rs 35.72. Started in January 2013, the fund has given 13.36 per cent return since its inception.
Fri, Jun 28, 2024
Tax Saver Funds: ELSS mutual funds have a lock-in period of three years. ELSS deposits of up to Rs 1.50 lakh in a financial year are tax-exempt under Section 80C of the Income Tax Act.
Retirement Planning: The one who starts to invest early has an edge over a late starter when it comes to generate a large retirement corpus.
Wed, Jun 26, 2024
AMFI says small-cap mutual funds need to invest at least 65 per cent of their money in small-cap companies. Since these companies are in their growth stage, small-cap mutual funds may rise faster than large- and mid-cap mutual funds. But these mutual funds are also to fall first in a bearish market.
Tue, Jun 25, 2024
Top 7 Mid-cap SIP Mutual Funds in India: Mid-cap mutual funds invest most of their money in mid-cap firms. According to Association of Mutual Funds in India (AMFI), mid-cap companies are ranked from 101st to 250th in terms of market capitalisation.
SIP Returns: Investment instruments involving compound growth can increase you invested amount faster as time passes. A small amount, such as a Rs 2,000 monthly SIP, can grow into many crores in the long run.
Mon, Jun 24, 2024
NPS is a market-linked scheme, where a pension fund manager (PFM) invests in equity and related instruments (Class E), corporate debt and related instruments (Class C), government bonds and related instruments (Class G), and alternative investment funds, including instruments like CMBS, MBS, REITS, AIFs, Invlts, etc (Class A).
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