Sat, Nov 09, 2024
For instance, growth in agriculture loans slowed to 16.4 per cent from 17.7 per cent, while credit to the industrial sector fell to 8.9 per cent from 9.7 per cent.
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Thu, Mar 28, 2024
Recent technological innovations in the financial sector have transformed the way the banks and NBFCs evaluate the creditworthiness of individuals. Thanks to these innovations, lenders can now easily identify the most creditworthy of their existing customers and offer them pre-approved loan offers with instant disbursals. As a result, individuals having good credit profiles usually have access to pre-approved personal loan offers from multiple lenders.
Tue, Dec 12, 2023
RBI has issued a warning regarding fake advertisements offering loan waiver through social media.
Tue, Feb 12, 2019
Every bank like SBI, HDFC Bank, Axis Bank, ICICI Bank, Bank of Baroda, PNB, Citi Bank and many other private and state-owned ones, allows you to have a credit card at a minimum a salary starting between Rs 20,000 to Rs 25,000 per month.
Thu, Jan 31, 2019
Budget 2019: Government has hiked small saving schemes interest rate quite impressively, which makes them a better option for investment than what banks are offering.
Mon, Jan 14, 2019
Generally, personal loans are sanctioned to salaried, non-salaried and self-employed individuals. The documentation and rate of interest is different for personal loans granted to self-employed individuals.
Tue, Dec 18, 2018
In its December 2018 policy, RBI firmly said Prime Lending Rate (PLR), Benchmark Prime Lending Rate (BPLR), Base rate and Marginal Cost of Funds based Lending Rate (MCLR) will be replaced by an external benchmark from April 2019.
Fri, Dec 14, 2018
Wed, Dec 05, 2018
In fact, one should definitely pray that RBI chooses to put a status quo in this policy, as data reveals that home loans, auto loans and personal loans are already expensive due to rise in MCLR rates since March 2018.
Thu, Nov 15, 2018
Salaried employees are betting big on both personal loans and credit line for all their financial needs.
Thu, Nov 08, 2018
If you’re dealing with an intense financial emergency or your financial situation has suddenly turned too fluid, there are a pool of options available by banks that can help you get through the distress.
Tue, Oct 16, 2018
The festive season is heading towards Dushehra and Diwali and even the wedding season is around the corner, and it is expected there will be massive demand in banks for loans.
Fri, Oct 12, 2018
The procedure to avail a personal loan is very simple, however, your eligibility for availing this form of loan depends upon your credit score.
Tue, Oct 09, 2018
Four years after his Malaysia and Vietnam trip, Ujjwal was knee-deep in loans. His loan requirement from a mere Rs 50,000, had increased to Rs 6 lakh. More than half of his salary went into paying EMI for the consolidated personal loan.
Wed, Sep 19, 2018
One doesn’t always have the funds to indulge in festive shopping extravaganzas the way one wants.
Mon, Sep 17, 2018
Unsecured loans also face competition from credit cards, which are also equally popular. However, borrowers should never pick this particular option as they may lose a lot.
Fri, Sep 07, 2018
Using a credit card during the time of emergency or a big expense becomes often convenient and one already has a certain credit limit at disposal.
Mon, Jun 18, 2018
Generally, personal loans are sanctioned to salaried, non-salaried and self-employed individuals.
Mon, May 28, 2018
Tue, Jan 23, 2018
The rate of interest offered on personal loans usually depends on the loan amount and the repayment capacity of the borrower.
Mon, Jan 08, 2018
The CARE report said the higher growth in credit during the first 9 months of the year needs to be interpreted in the relevant perspective.
Wed, Sep 20, 2017
Credit cards can also be useful because you get offers, discounts and cashbacks on them. If used wisely, credit cards can help you save money.
Wed, Aug 30, 2017
Taking loans now a days has become a necessity. Whether you want to buy a car or a home, loans are the only option which can help you with finances.
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