Wed, Dec 11, 2024
Before you apply for a personal loan, ensure that you pay off your existing debts and credit card bills to reduce your debt-to-income ratio. Your current debts and credit card due amounts may pose you as a credit-hungry borrower and make it challenging to get another loan.
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Sat, Nov 09, 2024
For instance, growth in agriculture loans slowed to 16.4 per cent from 17.7 per cent, while credit to the industrial sector fell to 8.9 per cent from 9.7 per cent.
Thu, Mar 28, 2024
Recent technological innovations in the financial sector have transformed the way the banks and NBFCs evaluate the creditworthiness of individuals. Thanks to these innovations, lenders can now easily identify the most creditworthy of their existing customers and offer them pre-approved loan offers with instant disbursals. As a result, individuals having good credit profiles usually have access to pre-approved personal loan offers from multiple lenders.
Tue, Dec 12, 2023
RBI has issued a warning regarding fake advertisements offering loan waiver through social media.
Fri, Nov 17, 2023
Personal Loan: RBI has taken a big action, RBI has increased the risk weighting on consumer loans, the risk weighting has been increased from 100% to 125%.
Personal Loan: In today's time, everyone is ready to give loan, now loans are available in a jiffy, but getting a loan in a jiffy can make you face a lot of difficulties, today we will know from experts, what is the difference between taking a loan and What things should be taken care of first?
Thu, Aug 10, 2023
No credit background check, offers sounding untrue, large penalties, and the lack of a physical address are alarming signs that show that a borrower is dealing with a scammer.
Wed, Jul 26, 2023
The path to securing an instant personal loan often comes lined with eligibility hoops, which may include a certain income threshold and a solid credit score.
Fri, Sep 02, 2022
Besides, the lender also revised the treasury bills benchmark lending rate (TBLR) in the range of 5.55 per cent to 6.20 per cent for various tenors.
Tue, Mar 15, 2022
Personal loans are a great way to get credit in case of emergencies. However, before you apply for it, there are some important things that you must be aware of. Here is all you need to know before applying for a personal loan.
Lenders are increasingly turning to digital data to help them make loan decisions and build strategic customer loyalty.
Thu, Aug 29, 2019
Riders without a helmet may have to pay more fine. Watch this video to know more.
Thu, Aug 08, 2019
The best thing about pre-approved personal loans is that they don’t require any sort of paperwork and are perhaps the quickest in the market.
Fri, May 24, 2019
This is a must-watch video for those who have availed any kind of loan. This video will increase your knowledge about Income Tax benefits that can be availed after borrowing loans.
Thu, May 16, 2019
It is essential to make the process of approving and disbursing a personal loan quick and hassle-free as well.
Mon, May 13, 2019
Travel loans are in demand, however, they are still outrun by personal.
Thu, May 09, 2019
Technology companies continue to become a bigger percentage of the world economy.
Wed, May 08, 2019
The interest rates on mutual fund loans vary from 10-12% per annum. While personal loans carry interest rates over around 15 to 20 per cent depending upon various other factors.
Tue, May 07, 2019
Demand or the number of applicants are increasing day by day and there are a lot of platforms that will help you to choose to compare and select the best loan as per your requirement.
Thu, Apr 11, 2019
It feels like getting the money in just a blink of the eyes! Yes personal loans are being offered by Fintech companies with minimal turnaround time.
Wed, Apr 10, 2019
According to Kumar, fintechs are gaining popularity in lending space, which can be a challenging factor for banking sector.
Fri, Apr 05, 2019
The bank has now cut their MCLR which is a benchmark for deciding lending rates on home loan, personal loan and vehicle loan.
Thu, Apr 04, 2019
When repo rate is low, this should ideally mean low-cost loans in general. Every time RBI repo rate is cut, banks are expected to lower the interest rates they charge their home, auto, personal loan takers.
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