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personal loan

Looking for a Personal Loan? 5 easy tips to boost your eligibility

Looking for a Personal Loan? 5 easy tips to boost your eligibility

Wed, Dec 11, 2024

Before you apply for a personal loan, ensure that you pay off your existing debts and credit card bills to reduce your debt-to-income ratio. Your current debts and credit card due amounts may pose you as a credit-hungry borrower and make it challenging to get another loan.

Documents Required for Personal Loan: Know What You Need to Apply

Documents Required for Personal Loan: Know What You Need to Apply

Fri, Nov 29, 2024

Personal loans are quite popular among individuals running short of surplus cash to cover a wide range of expenses such as medical bills, vacations, weddings, home renovations, even education costs, or debt management.

Loan Calculator: How you can save over Rs 1.50 lakh in interest and 1 year in duration on Rs 20 lakh, 5-year personal loan

Loan Calculator: How you can save over Rs 1.50 lakh in interest and 1 year in duration on Rs 20 lakh, 5-year personal loan

Wed, Aug 28, 2024

Personal Loan Calculation: Personal loans don't have collateral and often come at higher interest rates than home and car loans.

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Do you want to trim your personal loan EMI from Rs 22,753 to Rs 17,022 and save Rs 2 lakh on Rs 10 lakh loan? Know how it is possible

Do you want to trim your personal loan EMI from Rs 22,753 to Rs 17,022 and save Rs 2 lakh on Rs 10 lakh loan? Know how it is possible

Wed, Aug 14, 2024

Personal Loan Calculator: Many times, when we are in need of money and can't arrange to take debt or help from some known person, we take a personal goal.

Personal Loans Vs EMI: Which is better for buying a new phone? Find out

Personal Loans Vs EMI: Which is better for buying a new phone? Find out

Mon, Jul 22, 2024

Personal Loans Vs EMI: While EMI plans are a popular choice, personal loans offer greater flexibility, potential cost savings, and long-term benefits.

Latest personal loan interest rates for SBI, PNB, Bank of Baroda, HDFC bank and ICICI bank

Latest personal loan interest rates for SBI, PNB, Bank of Baroda, HDFC bank and ICICI bank

Thu, Jul 11, 2024

The first and primary loan feature a prospective borrower must decide is the EMI amount they will pay towards the repayment of the loan. The best way to calculate and determine EMIs is by using a personal loan EMI calculator. Here are the latest interest rates and EMI details for personal loans from major banks:

RBI cancels Acemoney India NBFC licence citing irregular lending practices

RBI cancels Acemoney India NBFC licence citing irregular lending practices

Mon, Apr 29, 2024

The RBI has cancelled the licence of Acemoney India Limited, a non-banking financial company, exercising its powers under Section 45-IA (6) of the Reserve Bank of India Act, 1934. The company, which had received the certificate of registration in February 2017, provided loan services through a number of apps, including AgMoney, NiceCash, Leading Cash, TopCash, CreditEasy, InhanCash, KeyBorrow, Loan Union, Instant Loan, Urupee, RupeeUp, RupeeYes, Cashfull, Dreamloan, and Cash Dove.

5 Ways to Spot Fake Loan Apps and Protect Your Finances

5 Ways to Spot Fake Loan Apps and Protect Your Finances

Mon, Apr 22, 2024

Borrowing on mobile apps? Don't get scammed! Learn 5 ways to identify fake loan apps in India and protect your financial information.

What is an emergency loan and its types? How to get an emergency loan?

What is an emergency loan and its types? How to get an emergency loan?

Mon, Apr 01, 2024

Personal loans provide one with all of your cash at once and are repaid in predetermined monthly installments that normally last between one and seven years. A major advantage of a personal loan is that it may be financed as soon as one day after you apply, which is useful in an emergency.

Can you plan your annual family vacation with the help of a personal loan?

Can you plan your annual family vacation with the help of a personal loan?

Mon, Mar 04, 2024

Taking an annual family vacation is a great way to unwind from a good year of work. You get to reset your batteries while creating precious memories with your loved ones!

Term Loan vs Overdraft: What are they, and which of them can be a better option?

Term Loan vs Overdraft: What are they, and which of them can be a better option?

Thu, Jan 25, 2024

A term loan is a fixed-amount loan with a fixed repayment schedule that you take from a bank, non-banking finance company (NBFC), or any financial institution. In a term loan, the interest is calculated on the entire loan amount, while in overdraft, the interest is calculated only on the amount you withdraw from the OD.

RBI increases risk weight by 25% on consumer credit exposure of banks, NBFCs

RBI increases risk weight by 25% on consumer credit exposure of banks, NBFCs

Mon, Nov 20, 2023

Reserve Bank increased risk weightage by 25%. S&P report on RBI's move.

Money Guru: What things should be kept in mind before taking a loan, from whom to take loan and from whom not to take it? | Zee Business

Money Guru: What things should be kept in mind before taking a loan, from whom to take loan and from whom not to take it? | Zee Business

Fri, Nov 17, 2023

Personal Loan: In today's time, everyone is ready to give loan, now loans are available in a jiffy, but getting a loan in a jiffy can make you face a lot of difficulties, today we will know from experts, what is the difference between taking a loan and What things should be taken care of first?

Aapki Khabar Aapka Fayda: RBI increased the risk weightage on consumer loans. Personal Loan

Aapki Khabar Aapka Fayda: RBI increased the risk weightage on consumer loans. Personal Loan

Fri, Nov 17, 2023

Personal Loan: RBI has taken a big action, RBI has increased the risk weighting on consumer loans, the risk weighting has been increased from 100% to 125%.

Before taking a personal loan, ask these questions from lender to avoid any future regret

Before taking a personal loan, ask these questions from lender to avoid any future regret

Tue, Nov 14, 2023

If you want to take a personal loan, you must ask from your lender important questions such as the rate of interest, loan tenure, fees and charges. While these queries can help you get a loan at an affordable interest rate, the chances of getting trapped in debt will also be reduced

Personal Loan: Is zero-cost EMI for a loan just a myth?

Personal Loan: Is zero-cost EMI for a loan just a myth?

Fri, Sep 29, 2023

A zero-cost EMI for a loan seems like an appealing option as it apparently assists you in saving on interests. However, the reality isn't the same as these credit facilities often come with hidden charges.

Cover your immediate expenses with Rufilo's personal loan

Cover your immediate expenses with Rufilo's personal loan

Thu, Sep 28, 2023

There are various things that are totally unpredictable in life. The urge to buy new products is always there in homo sapiens, like buying a new cellphone or going out shopping; these needs can knock on the door anytime.

Overdraft vs Personal Loan: Check when OD could be a better option

Overdraft vs Personal Loan: Check when OD could be a better option

Fri, Sep 22, 2023

Overdraft services and personal loans are popular short-term credit facilities best suited for emergency needs of funds. However, Overdraft facility offers more flexibility and comes with lower interest rate compared to personal loan.

What’s the lowest acceptable credit score for a personal loan?

What’s the lowest acceptable credit score for a personal loan?

Thu, Sep 14, 2023

Maintaining a good credit score is important for availing a personal loan at a reasonable interest rate. The lenders may approve personal loans despite your low credit score, but they may charge higher interest rates.

RBI introduces guidelines for timely release of property papers to borrowers after loan repayment

RBI introduces guidelines for timely release of property papers to borrowers after loan repayment

Wed, Sep 13, 2023

RBI issues rules for returning property documents, papers will have to be returned within 30 days of full loan payment

Banks Keep a Close Eye on Your Negative Comments on Social Media Platforms

Banks Keep a Close Eye on Your Negative Comments on Social Media Platforms

Mon, Sep 11, 2023

The leading banks of the country are now keeping an eye on the comments on Social Media platforms along with checking the Credit Score of the company or businessman.

Here’s how to get a personal loan without credit history?

Here’s how to get a personal loan without credit history?

Mon, Sep 11, 2023

Most of the lenders approve personal loan applications based on the credit history of the borrower. Your personal loan application could be rejected if you have a low credit score. Though many banks offer personal loans to borrowers with low credit scores they may charge higher interest rates.

Personal Loan: Does a low CIBIL score affect the rate of interest on your loan?

Personal Loan: Does a low CIBIL score affect the rate of interest on your loan?

Sat, Sep 02, 2023

Acquiring a personal loan might seem easy, however, if your CIBIL score is low the scenario can be the complete opposite.

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