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National Pension Scheme

Early pension, retirement pension, nominee pension and 4 other pension schemes that you should know

Early pension, retirement pension, nominee pension and 4 other pension schemes that you should know

Fri, Nov 22, 2024

Employees' Provident Fund Organisation (EPFO) is a statutory body that manages retirement plans for employees. In EPF (employee provident fund), both employee and employer invest money every month. According to the EPFO rules, if a member contributes to the EPFO for 10 years continuously, they become eligible for a pension.

NPS Retirement Planning: How to build Rs 5 crore corpus and get over Rs 1.46 lakh pension at retirement; get expert calculations

NPS Retirement Planning: How to build Rs 5 crore corpus and get over Rs 1.46 lakh pension at retirement; get expert calculations

Fri, Jul 19, 2024

NPS Monthly Pension: As per the NPS official website, NPS Tier I account holders can avail tax deduction of up to 10 per cent of their salary (basic+dearness allowance) under section 80 CCD(1) within the overall ceiling of Rs 1.50 lakh under Sec 80 CCE. They can also get a tax deduction of up to Rs 50,000 under Section 80 CCD(1B) over and above the overall ceiling of Rs 1.50 lakh under Section 80 CCE.

NPS: Can I open more than one National Pension Scheme account? Are there some options available? Check details here

NPS: Can I open more than one National Pension Scheme account? Are there some options available? Check details here

Wed, Jul 03, 2024

NPS calculator: The other central government scheme for retirement planning is Atal Pension Yojana, which provides a guaranteed monthly pension. This scheme is for workers in the unorganised sector.

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NPS: How delaying your retirement by 5 years can give you 67% more monthly pension

NPS: How delaying your retirement by 5 years can give you 67% more monthly pension

Wed, Jun 26, 2024

NPS Monthly Pension: National Pension System (NPS) is a retirement pension scheme, where one can contribute up to the age of 70. At retirement, one gets a lump sum amount and the monthly pension. The scheme also provides tax benefits of up to a maximum of Rs 2 lakh under Section 80C and 80CCD (1B) of the Income Tac Act, 1961.

Can one transfer their EPF to NPS? What is the procedure for that?

Can one transfer their EPF to NPS? What is the procedure for that?

Mon, Jun 17, 2024

While, PPF is a interest rate-based guaranteed return scheme, NPS is a market-linked investment programme, where one can select investment plans and the manager based on aggressive, moderate and conservative return approach.

NPS can benefit in 4 ways even before your retirement; very few people know about it

NPS can benefit in 4 ways even before your retirement; very few people know about it

Mon, Jun 10, 2024

National Pension Scheme (NPS) is a popular scheme for retirement planning. The scheme is market-linked, where you invest every month till the retirement age of 60. At retirement, one can withdraw up to 60 per cent corpus and purchase annuities from the rest of the amount.

NPS Retirement Planning: Investing Rs 5,000/month can help your wife get Rs 44,793 monthly pension if you open account in her name; check maturity amount

NPS Retirement Planning: Investing Rs 5,000/month can help your wife get Rs 44,793 monthly pension if you open account in her name; check maturity amount

Wed, Jun 05, 2024

NPS Retirement Planning: Under this government scheme, you can open a National Pension System (NPS) account under your wife's name so that she can get a regular income at her retirement. NPS account will give a lump sum amount to the wife at the age of 60 years. Apart from this, you will get the benefit of a pension every month. This will be the wife's regular income. The biggest benefit of an NPS Account is that you can decide for yourself how much pension you want every month. At the age of 60, the wife will not have any shortage of money or be dependent on anyone.

NPS: What will be your monthly pension if you start Rs 10K contribution at 25, 30, or 35 years of age?

NPS: What will be your monthly pension if you start Rs 10K contribution at 25, 30, or 35 years of age?

Fri, May 17, 2024

Deposits in the NPS provide tax relaxation of up to Rs 1.50 lakh in a financial year under Section 80CCE of the Income Tax Act of India. Tier-I account holders can get an extra Rs 50,000 in tax benefits under Section 80CCD (1B).

NPS vs EPF: How to create Rs 3.25 cr corpus through these retirement schemes

NPS vs EPF: How to create Rs 3.25 cr corpus through these retirement schemes

Fri, Apr 19, 2024

Investors aiming to create a sizeable retirement corpus may opt for National Pension Scheme (NPS) or the Employees' Provident Fund (EPF). NPS is a voluntary contribution scheme where one can invest up to the age of 75. One can also withdraw 60 per cent of their corpus at age 60 and get a monthly pension for the rest of their annuities. EPF, on the other hand, provides a tax exemption on the maturity amount. EPF deposits up to Rs 1.50 lakh are tax free under Section 80C of the Income Tax Act.

Top 7 NPS funds in the last 5 years; Rs 1 lakh investment in top fund has turned into Rs 2.15 lakh

Top 7 NPS funds in the last 5 years; Rs 1 lakh investment in top fund has turned into Rs 2.15 lakh

Wed, Apr 03, 2024

Tier-1 NPS account has been designed as a pension scheme, It has a lock-in period of 15 years, and provides income after that. Tier-II account, on the other hand, is like a savings account where one can withdraw money anytime. Tier-1 NPS account also provides tax relaxation up to Rs 50,000.

NPS: How Rs 10K investment can help you get Rs 1.52 cr corpus and Rs 1.14 lakh monthly pension; know calculations

NPS: How Rs 10K investment can help you get Rs 1.52 cr corpus and Rs 1.14 lakh monthly pension; know calculations

Tue, Feb 13, 2024

National Pension System, or National Pension Scheme (NPS) is a government investment plan focused on retirement planning. The scheme, which is open to government as well as private sector employees, can help one achieve financial freedom at retirement through a regular monthly contribution. Since NPS provides compounding, one can create a huge corpus with consistent investments in the long run. An investment of 10,000 a month may also help one get over Rs 1.50 crore in a lump sum and over Rs 1.14 lakh monthly pension. Know how!

NPS: Has your account been frozen, know how to reactivate your NPS account

NPS: Has your account been frozen, know how to reactivate your NPS account

Sat, Feb 10, 2024

NPS: National Pension System, or National Pension Scheme, is a popular way of investment for post retirement life. It gives you the option to have a decent lump sum amount at the time of retirement and a monthly pension after that. Its Tier-1 account provides you tax benefits under Section 80C of the Income Tax Act. But if you do not deposit the minimum prescribed amount in a year, your NPS account may be frozen or deactivated. Know how you can reactivate your NPS account.

NPS: How Rs 10K investment can give you Rs 1.14 lakh monthly income

NPS: How Rs 10K investment can give you Rs 1.14 lakh monthly income

Tue, Jan 30, 2024

National Pension System, or National Pension Scheme (NPS) has emerged as a strong investment option for investors seeking retirement planning. It helps people get a huge lump sum and a good pension at the time of their retirement. When you turn 60, you can withdraw up to 60 per cent or your total corpus, or you can invest all your corpus in annuities. Such an investment can help you get a pension as high as Rs 1.14 lakh, and that too with a monthly investment of just Rs 10,000. Know how it is possible.

NPS: How investment in National Pension System may reduce your income tax completely

NPS: How investment in National Pension System may reduce your income tax completely

Thu, Jan 11, 2024

National Pension System (NPS) is a popular tool for investors seeking a sizeable retirement corpus and a pension after that. While it gives you financial freedom to live your post-retirement life freely, it also works as an effective tool to save income tax. On an NPS investment, you can claim a tax exemption under Section 80CCD of the Income Tax Act. It has two sub-sections: 80CCD(1) and 80CCD(2). Apart from this, there is another sub-section of 80CCD(1), 80CCD(1B), which apply to the tax benefits under NPS.

Gold ETF, SIP Mutual Funds and NPS: These can be the best investment options for working women in new year

Gold ETF, SIP Mutual Funds and NPS: These can be the best investment options for working women in new year

Tue, Jan 02, 2024

If you are a working woman and want to keep your money safe and also earn good profits, you have investment options like gold ETF, mutual funds and the national pension scheme. Know what other investment options you have.

Money Guru: What are the rules of NPS withdrawal?

Money Guru: What are the rules of NPS withdrawal?

Fri, Nov 03, 2023

National Pension Scheme: Now you can systematically withdraw the maturity amount after retirement from your NPS account, but the question is how to withdraw it?

How to check your National Pension Scheme balance without using the Umang app

How to check your National Pension Scheme balance without using the Umang app

Sat, Sep 09, 2023

You need to make a monthly contribution of at least Rs 500 for an NPS Tier I account and at least Rs 1,000 each month for an NPS Tier II account.

Paisa Wasool 2.0: 7 Best small saving schemes with highest returns

Paisa Wasool 2.0: 7 Best small saving schemes with highest returns

Fri, Aug 25, 2023

Small savings schemes have been very popular in India due to the financial security and the return they offer. Investors looking to grow their wealth, or planning for their child's education, retirement, or any other future expense can invest in small saving schemes to earn high returns. In this video we discuss the returns that investors can expect for every Rs 10,000 invested in these schemes.

NPS vs Fixed Deposit: Which is a better option for investment in your 30s?

NPS vs Fixed Deposit: Which is a better option for investment in your 30s?

Fri, Aug 25, 2023

Before picking either a fixed deposit or opting for the National Pension Scheme, a person needs to first decide on the ultimate goal. Both are very good financial instruments, but which one is better depends on what kind of benefits you are looking for.

Income Tax Return: Is government planning to increase Section 80C deduction limit? Here’s what we know

Income Tax Return: Is government planning to increase Section 80C deduction limit? Here’s what we know

Thu, Aug 03, 2023

Section 80C of the Income Tax Act, 1961, is one of the most commonly used sections for claiming tax deductions. Under Section 80C individuals can claim deductions for certain investments and expenses. These included investments in pension schemes, PPF and life insurance, among others.

How to check NPS balance on Umang App: A step-by-step guide and other key details

How to check NPS balance on Umang App: A step-by-step guide and other key details

Wed, Jul 12, 2023

An employee can subscribe to the NPS with a minimum monthly contribution of Rs 500. Even though there are various methods to check the NPS balance, one of the most convenient ways is to check the balance through the Umang application.

How to reduce tax by 52% using salary perks and NPS

How to reduce tax by 52% using salary perks and NPS

Mon, Jul 10, 2023

Understanding the intricacies of tax laws can significantly aid individuals in managing their financial affairs and in effectively reducing their tax liability. By strategically utiliszing salary perks and investing in the National Pension Scheme (NPS), tax obligations can be significantly trimmed.

Apki Khabar Apka Fayda: Do not take tension of money in old age, see the options of saving in this report.

Apki Khabar Apka Fayda: Do not take tension of money in old age, see the options of saving in this report.

Thu, Jun 15, 2023

NPS: Everyone wants his old age to pass comfortably without any financial troubles. For this, they make small and big investments, which provide them a big fund after retirement. If a good amount of money keeps coming in hand every month, then the tension of money will end in old age and life will pass comfortably. We are telling you four such guaranteed pension schemes.

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