This bank is offering pre-approved personal loan in 30 seconds with 3 clicks - See interest rate, eligibility and other details here

The Bank of Baroda (BOB) customers must note that the nationalised bank is offering them pre-approved personal loans which they can avail in 30 seconds and with just three clicks. For any queries and details related to the loan, the customers can login to the official website of BOB at bankofbaroda.in.

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Recently, BOB has tweeted from its official Twitter handle about the pre-approved personal loan from its official Twitter handle. The tweet said, "30 seconds. 3 clicks. And you’re good to go. Pre-approved personal loans have never been so easy. Get yours now. Enter the #bobWorld today."

30 seconds. 3 clicks. And you’re good to go. Pre-approved personal loans have never been so easy. Get yours now. Enter the #bobWorld today. #BankofBaroda #AzadiKaAmritMahotsav #AmritMahotsav pic.twitter.com/CuB25Dl6L4

— Bank of Baroda (@bankofbaroda) January 5, 2022

Benefits and features
The interested customers must note that the product offers to convert purchases made offline (POS) and online (e-commerce aggregators) up to Rs. 50,000 into easy Equated Monthly Instalment (EMI) of 3/6/9/12/18 months on, or get instant credit up to Rs. 50,000 through mobile banking application (M-Connect Plus), as per the BOB website. Under this program, customers are eligible for cashback (if any) from brands subject to terms and conditions.

Eligibility
One must note that individual saving bank account holders who are qualified through pre-defined internal rules of the bank are eligible for this scheme. The minimum age of the customer to qualify under this scheme is 21 years. The eligible customers will be informed through SMS/email. Alternatively, customers can also check the eligibility and limit by typing "PAPL and send it to 8422009988 from the registered mobile number.

Interest rate
The interested customers must note that the rate of interest applicable on all tenures is 16 per cent p.a.

How to apply?
In order to apply for the loan, the interested customers have to login to the official website of BOB and click on the 'Apply Now' option. Following that, the customers will have to follow the instructions in order to complete the process.

In case of any further queries and doubts, the interested individuals can login to the official website of BOB at bankofbaroda.in.