SBI Festival Offers! State Bank of India offers these benefits on home, car, gold and personal loans - Check details here

SBI Festival Offers: As the festive season is drawing near, the State Bank of India (SBI) is offering a number of benefits on its home loan, car loan, gold loan and personal loan. The interested customers can login to the official website of SBI at sbi.co.in for further details on the process and schemes.

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In a recent tweet, the largest public sector lender in the country tweeted about the offers related to car, gold and personal loans. The tweet said, "Start the festive celebrations with special offers on Car Loan, Gold Loan and Personal Loan from SBI. Get started today! Apply Now: sbiyono.sbi."

Start the festive celebrations with special offers on Car Loan, Gold Loan and Personal Loan from SBI.

Get started today!

Apply Now: https://t.co/BwaxSb3HYQ#SBI #StateBankOfIndia #HarTyohaarShubhShuruaat #CarLoan #PersonalLoan #GoldLoan pic.twitter.com/Ebx69ujTYf

— State Bank of India (@TheOfficialSBI) September 22, 2021

The SBI is offering car loan at Rs 1539 per lakh, gold loan at 7.5 per cent interest p.a. and personal loan at Rs 1832 per lakh.

The SBI customers must note that they can apply for the loans via SBI YONO app. They can also login to sbiyono.sbi.

The SBI has earlier also mentioned about the home loan benefits that it will be offering this festive season. In a recent tweet from the official Twitter handle of the bank, it has again reminded its customers about the home loan offers.

The tweet said, "Kick-start your celebrations this festive season with SBI Home Loan and enjoy the exciting benefits on YONO SBI. Know More & Apply Now: homeloans.sbi."

Kick-start your celebrations this festive season with SBI Home Loan and enjoy the exciting benefits on YONO SBI.
Know More & Apply Now: https://t.co/L7SN4HqGFg#SBI #StateBankOfIndia #HomeLoan #HarTyohaarShubhShuruaat #YONOSBI pic.twitter.com/VcsmBxfnAg

— State Bank of India (@TheOfficialSBI) September 23, 2021

SBI is offering home loans this festive season with zero processing fees. Furthermore, SBI offers credit score linked home loans at just 6.70 percent, irrespective of the loan amount. Earlier a borrower availing a loan greater than Rs 75 lakh, had to pay an interest rate of 7.15 percent. Now, with the introduction of the festive offers, a borrower can now avail home loan for any amount at a rate as low as 6.70 percent.

It must also be noted that the offer results in a saving of 45 bps which translates to a huge interest saving of more than Rs 8 lakh, for a Rs 75 lakh loan with a 30-year tenure. Furthermore, the rate of interest applicable for a non-salaried borrower was 15 bps higher than the interest rate applicable to a salaried borrower. SBI has removed this distinction between a salaried and a non-salaried borrower.

For further details, the SBI customers can login to the official SBI website at sbi.co.in.