Going for a trip this festive season? Do not ignore travel insurance

Festive and wedding season is here, are your bags packed for vacation? 

While you may be putting all travel necessary stuff in your bags, do not forget to take Travel Insurance. 

Generally, people avoid travel insurance thinking why to take it when they already have life insurance. To burst that bubble, we tell you why travel insurance is equally important. 

A travel insurance plan offers coverage against all possible travel and medical emergencies while travelling within India or abroad. A travel insurance plan can be procured from any general insurance company in India and can be customised according to the destination and the type of trip to be undertaken.

Also, travel insurance plans also carry varying cover for medical expenses, as per the country to where the travel is being done.

The primary reasons as to why a travel insurance plan should be procured is to get assistance during situations like personal accidents, illnesses, hijacking, theft, personal liability expenses or any other travel-based issues, while visiting a new destination. 

Carrying a comprehensive travel insurance policy ensures that you don’t spend time worrying about handling emergencies and also assures you of making a safe trip abroad. 

Eligibility Criteria

1. Family/International Travel Insurance - These plans offer cover for two adults aged up to 60 years along with two children aged up to 21 years. Floater benefits are also available with family travel insurance plans.

2. Student Travel Insurance - Most plans accept students aged between 16 and 35/40 years, who have enrolled at a foreign institution for higher education. Existing Indian students who are abroad also qualify for these policies.

3. Senior Citizen Travel Insurance - Seniors who are aged up to 85 years are not required to undergo any medical tests while procuring a Senior Citizen travel insurance policy.

4. Schengen travel insurance - Adults aged up to 70 years and infants over 90 days are eligible to be covered. The purpose of travel should be business or tourism.

So, do not forget to take travel insurance to have a safe trip!