NPS vs EPF: Retirement corpuses on Rs 12,500 per month investment 

ZeeBiz WebTeam

Aug 04,2024

What is NPS?

NPS is a retirement scheme, where one can contribute once in a financial year or monthly from the age of 18 years to 75 years. It has Tier I and Tier II accounts. 

What is NPS?

What is EPF?

In EPF, the employee and the employer contribute monthly to the employee's EPF account.  The employer's contribution also goes to the employee's pension account (EPS). 

EPF vs NPS

If you get a 12 per cent return, it will be Rs 4,41,23,923.

EPF vs NPS

Since EPF provides 8.25 per cent interest, a Rs 12,500 monthly contribution for 30 years will give you Rs 1,92,59,490.07 as the retirement corpus.

NPS vs EPF: Retirement corpuses on Rs 12,500 per month investment