It is a post office scheme where you can invest one-time up to a maximum of Rs 30 lakh and get quarterly income in the form of interest. The guaranteed return scheme offers 8.2 per cent annual interest. 

It is a way to systematically withdraw your money from a mutual fund. Here, you deposit a lump sum amount in a mutual fund scheme and withdraw a predetermined amount every month 

Banks, small banks, and post offices run fixed deposit schemes. There are special schemes and FDs starting from 1 year. Deposits in a 5-year FD also qualify for Section 80C tax benefits. 

This is a post office scheme where one can have a single or a joint account. In a single account, one can make a one-time deposit of up to Rs 9 lakh, while in a joint account, they can deposit up to Rs 15 lakh. 

These RBI bonds offer an 8.05 per cent annual interest rate and have a lock-in period of 7 years. The interest rate is subject to change. The minimum deposit in the scheme is Rs 1,000, while there is no maximum limit.