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What is SMA in loan accounts in banking? Does SMA status of your loan impacts CIBIL report?

What is SMA in loan accounts in banking? Does SMA status of your loan impacts CIBIL report?

Mon, Jun 17, 2024

Before the loans are classified are non-performing, the RBI guidelines require them to be classfied as SMA-0, SMA-1 and SMA-2 and these indeed have an adverse impact on your CIBIL report.

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