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PMAY

PMAY: Centre contemplates providing home loans to people without mandatory income proofs

PMAY: Centre contemplates providing home loans to people without mandatory income proofs

Mon, Nov 11, 2024

Pradhan Mantri Awas Yojana (PMAY) 2024: Under the new scheme, new methods of assessing income will be adopted for people seeking home loans. For example, a street vendor's earnings from a QR code can be considered their income, or their income can also be estimated from average billing.

Cabinet approves PMAY-Urban 2.0 scheme; check eligibility, interest subsidy and other details

Cabinet approves PMAY-Urban 2.0 scheme; check eligibility, interest subsidy and other details

Tue, Aug 13, 2024

PMAY-Urban 2.0 scheme: Special attention will be given to marginalised groups, including slum dwellers, SC/STs, minorities, widows, persons with disabilities, and other underprivileged sections of society.

Over 89 lakh houses under PMAY scheme for urban poor allotted to women

Over 89 lakh houses under PMAY scheme for urban poor allotted to women

Mon, Aug 05, 2024

Central assistance of Rs 2 lakh crore has been approved under the scheme, of which Rs 1.64 lakh crore has been released to states, union territories and central nodal agencies.

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Real estate relief: Indian millennials taking to affordable housing, say experts

Real estate relief: Indian millennials taking to affordable housing, say experts

Mon, May 06, 2019

With this scheme, homebuyers are actually getting attracted to the affordable housing segment - the engagement is high as the financial burden is not prohibitively expensive.

Only 39 pct of 79 lakh PMAY affordable housing projects completed till now, says a report

Only 39 pct of 79 lakh PMAY affordable housing projects completed till now, says a report

Mon, Mar 25, 2019

With only 39 per cent of the homes sanctioned under the Pradhan Mantri Awas Yojana built so far, completion of affordable housing projects under the PMAY has been slow, according to an Anarock report on Sunday.

Pradhan Mantri Awas Yojana: You can buy home easily now! Income Tax department will help

Pradhan Mantri Awas Yojana: You can buy home easily now! Income Tax department will help

Mon, Feb 18, 2019

To facilitate people, broad details have been finalised by lenders and government as it was discussed between bankers and interim finance minister Piyush Goyal, said the report, adding that finer details is being chalked out by a panel which would be announced soon.

PMAY: Modi govt approves four lakh affordable houses in urban areas

PMAY: Modi govt approves four lakh affordable houses in urban areas

Thu, Jan 31, 2019

Prime Minister Narendra Modi-led Union government has approved the construction of nearly four lakh affordable houses under the Pradhan Mantri Awas Yojana (Urban), taking the total number to about 72.5 lakh, an official said Wednesday.

How to get PMAY subsidy on home loan and are you eligible for it?

How to get PMAY subsidy on home loan and are you eligible for it?

Mon, Jan 28, 2019

Earlier, the PMAY scheme was meant for rural poor for whom loan provision was from Rs 3 lakh to Rs 6 lakh. Now, the scheme has been extended to the urban poor and urban middle class too. Also, the loan provision has been extended up to Rs 18 lakh.

Pradhan Mantri Awas Yojana: Buying dream house? Beware! Know this first; Check full list of steps here

Pradhan Mantri Awas Yojana: Buying dream house? Beware! Know this first; Check full list of steps here

Fri, Jan 11, 2019

The pretext used was to provide them houses under the Pradhan Mantri Awas Yojana. In fact, according to Hindustan, the person also cheated four other advertising firms to the tune of Rs 1 crore. These firms were duped on the pretext of inviting tenders to organise an event, Rashtriya Awas Divas, for the promotion of Pradhan Mantri Awas Yojana.

Want to buy house? This is what will make it possible in Maharashtra

Want to buy house? This is what will make it possible in Maharashtra

Mon, Aug 06, 2018

The Maharashtra government has asked developers (undertaking projects under PMAY) to sell half the number of developed houses at the Ready Reckoner rate and the remaining 50 per cent can be sold at the market rate, reports DNA.

PMAY relief: How it will benefit homebuyers; check out builders' comments

PMAY relief: How it will benefit homebuyers; check out builders' comments

Wed, Jun 13, 2018

The decision is another big step to boost the construction sector that contributes to increased activity on the supply side. This initiative is expected to result in enhanced economic activity that would contribute to improvement on the demand side.

Monetary Policy: RBI boosts affordable housing under PMAY, warns banks on low ticket home loans

Monetary Policy: RBI boosts affordable housing under PMAY, warns banks on low ticket home loans

Wed, Jun 06, 2018

RBI surprised many economists and analysts by hiking repo rate and reverse repo rate by 25 basis points to 6.25% and 6% respectively.

Consumer preferences in India shifting to larger apartment sizes: Survey

Consumer preferences in India shifting to larger apartment sizes: Survey

Mon, Dec 18, 2017

There is a positive pent up demand for larger houses in affordable housing category. Consumer preference in the case of 2 BHKs is increasing in the 1,250-1,500 sq. ft. and 1,500-1,750 sq. ft. ranges. For 3 BHKs, it is increasing in the 1,250-1,500 sq. ft., 1,500-1,750 sq. ft. and 1,750-2,000 sq. ft. ranges.

Avail benefits under PMAY-CLSS to buy your dream house

Avail benefits under PMAY-CLSS to buy your dream house

Fri, Dec 15, 2017

'Disclaimer: This story is for informational purposes only and should not be taken as investment advice.'

Macro economic data has reached new heights in last 3 years, says HDFC's VC & CEO Keki Mistry

Macro economic data has reached new heights in last 3 years, says HDFC's VC & CEO Keki Mistry

Tue, May 16, 2017

HDFC's VC and CEO Keki Mistry in an one-on-one interview with Zee Business said that India is poised to be amongst the most significant economic countries in the world along with China and US.

Here are key things to know about Govt's credit linked interest subsidy scheme on housing loans

Here are key things to know about Govt's credit linked interest subsidy scheme on housing loans

Thu, Mar 23, 2017

The government has recently launched guidelines on Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (Urban) for middle-income groups which are set to bring down EMIs down on housing loans for buyers by over Rs 2,000 per month.

From giving infra status to affordable housing to lowering tenure of capital gains tax, real estate players have welcomed Budget 2017 outcome

From giving infra status to affordable housing to lowering tenure of capital gains tax, real estate players have welcomed Budget 2017 outcome

Wed, Feb 01, 2017

Real estate players have welcomed the government's announcement of infrastructure statues to affordable housing in the real estate sector in Budget 2017.

Budget 2017: ICRA expects government to keep fiscal deficit target of lower than 3.5% of GDP for FY18

Budget 2017: ICRA expects government to keep fiscal deficit target of lower than 3.5% of GDP for FY18

Tue, Jan 24, 2017

As the Government of India prepares to announce its Union Budget 2017-18 in February, its unlikely to budget a fiscal deficit target higher than 3.5% of gross domestic product (GDP) for the fiscal year 2017-18 (FY18), said ICRA in its latest report on Budget 2017 expectations.

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