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Hidden charges on SBI ATM cards: Is your money disappearing quietly?

Hidden charges on SBI ATM cards: Is your money disappearing quietly?

Sun, Nov 03, 2024

People mostly think that when they open a bank account, they get an ATM card for free, but that is not true. Let us know what types of charges are levied on SBI ATM cards.

Diwali 2024: 5 Smart Ways to Invest Your Money This Festive Season | Festive Shopping | Finance | Shopping | Online

Diwali 2024: 5 Smart Ways to Invest Your Money This Festive Season | Festive Shopping | Finance | Shopping | Online

Thu, Oct 31, 2024

With Diwali just around the corner, people are excited for online shopping. However, it’s easy to overspend on non-essential items. This festive season, instead of wasting money, consider these five smart investment strategies to make the most of your finances.

From Rs 18,000 Monthly SIP to Rs 12 Crore Corpus: How many years it may take to achieve this goal

From Rs 18,000 Monthly SIP to Rs 12 Crore Corpus: How many years it may take to achieve this goal

Thu, Oct 24, 2024

From Rs 18,000 Monthly SIP to Rs 12 Crore Corpus: Monthly investment for the long term can make achieving a tough financial goal possible. If one is aiming at a corpus that can accomplish their retirement needs and meet expenses post retirement, early investing can be great help.

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Money Tips: How to identify a fake currency note? Where should you report it?

Money Tips: How to identify a fake currency note? Where should you report it?

Fri, Aug 18, 2023

According to the Reserve Bank of India guidelines, if you have received a fake note in a transaction, and do not remember where you got it from, you need to inform the bank or the police. Circulation of counterfeit currency is a punishable offence under Section 489A of the Indian Penal Code (IPC).

Commodity Capsule: Gold falls on Fed Rate Hike fears, Copper recovers on weaker Dollar

Commodity Capsule: Gold falls on Fed Rate Hike fears, Copper recovers on weaker Dollar

Fri, Aug 18, 2023

How are bullion, agricultural commodities, and industrial metals faring today? We bring you the latest updates from the world of commodities.

ITR Filing: Know the conditions when you cannot file an updated Income Tax Return

ITR Filing: Know the conditions when you cannot file an updated Income Tax Return

Thu, Aug 17, 2023

Updated return or ITR-U allows for the filing of an updated Income Tax Return by any person irrespective of the fact they have already filed an original, revised or belated return for the relevant financial year.

EPFO: How to activate your EPF account and update bank details?

EPFO: How to activate your EPF account and update bank details?

Thu, Aug 17, 2023

The total EPF amount can be withdrawn by the employee after retirement and advance withdrawal is also allowed under certain conditions. For a hassle free withdrawal of EPF amount it’s important to keep your bank details updated on EPFO records.

Personal loan on credit card vs pledging Mutual Funds: Which is a better credit option?

Personal loan on credit card vs pledging Mutual Funds: Which is a better credit option?

Thu, Aug 17, 2023

While credit cards offer instant financial support, loan against mutual funds comes with a series of benefits like competitive interest rate, quick disbursal and the benefit of continued returns. Loans against Mutual funds could be a better option if you are looking for earning returns while repaying the loan.

EPFO: What is EPS scheme certificate? How does it help you in pension transfer when changing jobs?

EPFO: What is EPS scheme certificate? How does it help you in pension transfer when changing jobs?

Thu, Aug 17, 2023

If the total service period of the EPFO member is 10 years or more the pension amount can only be transferred from one account to another using the EPS Scheme Certificate. It’s optional for the employee to transfer the EPS fund if the service period is more than 180 days and less than 10 years.

SBI: Has State Bank of India deducted Rs 330 from your account? This could be the reason

SBI: Has State Bank of India deducted Rs 330 from your account? This could be the reason

Thu, Aug 17, 2023

If you want to stop Rs 330 being deducted from your SBI savings account, you need to visit your nearest branch and submit an application to discontinue your Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) subscription.

SBI Amrit Kalash Scheme: With last date extended, know the new date, FD interest rate

SBI Amrit Kalash Scheme: With last date extended, know the new date, FD interest rate

Thu, Aug 17, 2023

The SBI Amrit Kalash scheme offers 7.1 per cent interest on the investment for regular customers. Senior citizens are eligible for an additional 0.5 per cent interest.

Loan vs Savings: Which is a better option to buy a car?

Loan vs Savings: Which is a better option to buy a car?

Thu, Aug 17, 2023

A car loan offers one the opportunity to fulfil their wish to own a four-wheeler without impacting their bank balance significantly. Using one's savings to finance a four-wheeler purchase frees them from any debt obligation.

Commodity Capsule: Crude oil slips on slowing growth in China, possible US rate hikes

Commodity Capsule: Crude oil slips on slowing growth in China, possible US rate hikes

Thu, Aug 17, 2023

How are bullion, agricultural commodities, and industrial metals faring today? We bring you the latest updates from the world of commodities.

Life Insurance: Things you should consider when buying life insurance at a young age

Life Insurance: Things you should consider when buying life insurance at a young age

Wed, Aug 16, 2023

Investing in life insurance at an early age can be a life saviour as it not only offers a good savings option but also provides financial security to the family in case of any unfortunate incident. For young people, life insurance plans also come with lower premiums.

Term Insurance Plan: Benefits and things to remember when purchasing a life term Insurance plan

Term Insurance Plan: Benefits and things to remember when purchasing a life term Insurance plan

Wed, Aug 16, 2023

Completely different from life insurance plans, term life insurance is a type of plan that offers full risk protection to the policyholder's family in case of his/her untimely death.

Women entrepreneurship: A guide to long-term financial security

Women entrepreneurship: A guide to long-term financial security

Wed, Aug 16, 2023

Adding even small amounts to savings regularly is the best way to create a corpus fund for the future. A systematic investment plan (SIP) can be a great option to build a large fund. The key to wealth creation is a diversified investment portfolio or dividing the money between different sources of income generation like equities, mutual funds, and others.

Fixed Deposit or Liquid Fund: Where will I get the maximum benefit?

Fixed Deposit or Liquid Fund: Where will I get the maximum benefit?

Wed, Aug 16, 2023

Fixed deposits come with less risk, but provide lower returns. On the other hand, liquid funds are more volatile, but also provide higher returns. Choosing the right investment instrument should be based on your risk appetite and financial goal.

Income Tax: How can I restructure my salary to claim maximum deductions?

Income Tax: How can I restructure my salary to claim maximum deductions?

Wed, Aug 16, 2023

Restructuring salary may not maximise the take-home amount for an employee but it will help minimise the taxable amount by increasing your savings. You can claim exemptions for using cabs to office or work related commuting, phone bill reimbursement and meal reimbursement, among others to increase deductions.

ITR Filing: Can I switch to the new tax regime when filing a belated income tax return?

ITR Filing: Can I switch to the new tax regime when filing a belated income tax return?

Wed, Aug 16, 2023

Taxpayers have time till December 31, 2023, to file their belated returns with a fine of Rs 5,000, or Rs 1,000 if taxable income is below the Rs 5 lakh. But, while filing belated ITRs switching to New Tax Regime won’t be possible. To switch tax regimes taxpayers must file Form 10-IE within the ITR filing deadline.

ITR Refund Fraud: Why you should exercise caution when clicking on the link of income tax refund?

ITR Refund Fraud: Why you should exercise caution when clicking on the link of income tax refund?

Wed, Aug 16, 2023

The Income Tax Department has been warning taxpayers asking them to remain aware of fake links on ITR refunds and to refrain from disclosing any personal information based on such messages. The Income Tax Department has clarified that it does not send any messages with URLs to confirm or offer ITR refunds.

Commodity Capsule: Copper prices plunge to two-month low on China woes

Commodity Capsule: Copper prices plunge to two-month low on China woes

Wed, Aug 16, 2023

How are bullion, agricultural commodities, and industrial metals faring today? We bring you the latest updates from the world of commodities.

ITR Filing: I am filing a belated income tax return, will my tax deduction be denied?

ITR Filing: I am filing a belated income tax return, will my tax deduction be denied?

Wed, Aug 16, 2023

The Income Tax Department allows taxpayers who missed the July 31 deadline to file a belated return. In such cases the taxpayers will have to pay a fine for late filing of ITR.

Money Guru: India's growth story is unmatched, how to increase profit power?

Money Guru: India's growth story is unmatched, how to increase profit power?

Mon, Aug 14, 2023

Financial Freedom: The market is at new heights, India's growth story is unmatched, and retail investors have contributed a lot in this journey, recognizing this strength, they are walking on the path of success. Today we will tell you what should be your next investment strategy?

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