Wed, Nov 06, 2024
SIP vs NPS vs EPF Calculator: Retirement planning is an important aspect for an individual to achieve financial freedom. There are many investment schemes such as National Pension System (NPS), Employees' Provident Fund (EPF) and Systematic Investment Plan (SIP) in mutual funds for retirement planning. Two of them provide tax-free maturity amount.
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Wed, Oct 30, 2024
Top 6 NPS Mutual Funds With Best SIP Returns in 10 Years: In National Pension System (NPS), the account holders can invest in NPS equity mutual funds. These funds follow the Nifty 50 index and have given stable returns in the long run.
Wed, Oct 23, 2024
EPF vs NPS vs SIP: Employees' Provident Fund (EPF), National Pension System (NPS), and Systematic Investment Plan (SIP) in mutual funds are three prominent ways to build a retirement corpus. While in EPF, one gets a fixed interest, NPS and SIP investments are market-linked.
Fri, Sep 13, 2024
NPS vs UPS vs OPS: In Unofied Pension System (UPS), the pension amount is 50 per cent of the last 12 months basic pay (for employees who have completed 25 years of service).
Tue, Sep 10, 2024
NPS Annuity Calculator: At the retirement age of 60 years, they get the option to withdraw up to 60 per cent of their corpus and purchase annuity from the rest of 40 per cent money. The return from the annuity amount helps them get a monthly pension. If NPS subscribers want, they can purchase annuity from all of their 100 per cent retirement corpus.
Fri, Sep 06, 2024
NPS vs UPS vs OPS: The central government launched NPS for central government employees in 2004. The government included private employees, self-employed, and other individuals in 2009. UPS is aimed at consolidating multiple pension systems like OPS and NPS into a single framework. Old Pension System (OPS) is the first pension in India introduced in 1924. It was revised post independence.
Tue, Sep 03, 2024
NPS Pension Calculator: NPS offers 5 types of pensions to its subscribers- annuity for life without return on purchase (ROP), joint life annuity with ROP, joint life annuity without ROP, and family income with ROP.
Fri, Aug 30, 2024
OPS vs NPS vs UPS Pension Calculations: In the Old Pension System (OPS), employees invest 10 per cent of their monthly salary along with basic and dearness allowance, while the government contributing 14 per cent. National Pension Scheme (NPS) funds invest in equity, corporate debt, government bonds, and alternative Investment funds.
Wed, Aug 28, 2024
EPF vs NPS vs SIP: Employees' Provident Fund (EPF) and National Pension System (NPS) both are retirement schemes, where one can contribute on a monthly basis. Through SIP, one can invest in mutual funds. All 3 schemes can help one a sizeable retirement corpus in the long run.
Tue, Aug 27, 2024
Retirement Planning: It is a market-linked scheme where the NPS subscriber can choose equity exposure from 25 per cent to 75 per cent. The starting investment age is 18 years, while one can invest till 75 years of age. At 60 years of age, they can withdraw up to 60 per cent lump sum returns, while they need to purchase annuity from the rest of the 40 per cent.
Fri, Aug 23, 2024
Retirement Planning: In NPS, at 60 years of age, an NPS subscriber can withdraw up to 60 per cent of their corpus. With the rest of amount, they need to purchase annuity, which helps them get a monthly pension. But if NPS subscribers don't need the retirement corpus at 60, they can continue investing till 75 years of age.
Wed, Aug 21, 2024
NPS vs PPF Calculator: National Pension System (NPS) is a market-linked retirement scheme where a NPS subscriber can choose equity exposure up to 75 per cent based on their age and risk appetite. This is a small savings scheme run by the post office and banks. Used as a small savings retirement scheme, PPF provides 7.1 per cent interest compounded yearly. The scheme has 15 years of lock-in period, but one can get an unlimited number of 5-year extensions at maturity.
Top 7 NPS SIP mutual funds in 5 Years: NPS subscribers can contribute from the age of 18 to 75. At 60 years of age, they get the option to withdraw up to 60 per cent of their retirement corpus. They need to purchase annuity from the rest of the 40 per cent money to get a monthly pension. If they want, they can defer or delay their withdrawal. NPS has Tier I and Tier II accounts. Contributions to a Tier I account provide tax benefits of up to Rs 2 lakh in a financial year to old tax regime taxpayers.
Fri, Aug 16, 2024
Retirement Planning: National Pension System is a retirement scheme where an employee, self-employed, or individual can make lump sum or monthly contributions. The starting age to contribute to NPS is 18 years. One can contribute till the age of 75 years.
Thu, Aug 15, 2024
How to achieve financial freedom: You would have surely planned your finances and invested money in certain products so far. However, it is extremely important to see whether this arrangement is taking you on the right trajectory towards financial freedom. The comprehensive plan usually incorporates a combination of several investment schemes to achieve the target of financial independence.
Investments in schemes such as NPS, EPF, ELSS mutual fund, and PPF can help one generate a sizeable corpusin the long run. These options also provide tax benefits under the old tax regime.
Wed, Aug 14, 2024
NPS vs SIP vs EPF: NPS has Tier I and Tier II accounts. The starting investment age is 18 years, and the maximum age is 75 years. In EPF, the minimum monthly contribution is Rs 1,800, and the maximum is up to 12 per cent of the basic salary and dearness allowance of the employee. Systematic investment helps one fight market fluctuations since SIP provides rupee cost averaging, where an investor buys the same NAV at different prices.
Fri, Aug 09, 2024
NPS Retirement Corpus: A delay in the NPS exit can help grow their retirement corpus and annuity amount exponentially. Delaying NPS exit by 15 years, from 60 to 75, can increase the value of their Rs 2 crore corpus by over 4 times.
Wed, Aug 07, 2024
NPS vs EPF vs PPF: NPS is a retirement scheme where one can invest from the age of 18 till 75. One can make a lump sum or monthly instalments in a financial year in NPS. In EPF, the employee and the employer contribute a monthly amount to the EPF account of the employee. PPF is run by post offices as well as banks. All 3 schemes provide Section 80C tax benefits to the taxpayers following the old tax regime.
Fri, Aug 02, 2024
National Pension System: One can contribute from the age of 18 till 75 at least once in a financial year, or on a monthly basis. The Tier I scheme has a lock-in period of the retirement age of 60 years. At 60, one can withdraw up to 60 per cent of their retirement corpus and invest the rest of 40 per cent in an annuity plan to draw a monthly pension. If one wants, they can purchase annuity of their 100 per cent corpus.
Thu, Aug 01, 2024
National Pension System (NPS) is a popular retirement pension option India, where government as well private sector employees can contribute starting age 18 till 75. One make lump sum or fixed monthly contribution (in the form of SIP) in NPS.
Wed, Jul 31, 2024
NPS, EPF: National Pension System (NPS) and Employees' Provident Fund (EPF) are both retirement planning schemes.
Top NPS mutual fund with best SIP returns in 5 years: Unlike many pension schemes, which offer fixed interest rates, National Pension System (NPS) is a market-linked retirement scheme.
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