हिंदी में पढ़ें

loans

Key Tips Before Applying for a Car Loan

Key Tips Before Applying for a Car Loan

Wed, Dec 11, 2024

Thinking of taking a car loan? Hold on! While it's common knowledge that you pay a down payment and the bank finances the rest, the loan repayment period can extend up to seven years. However, the loan tenure you choose directly affects the interest rate, making it crucial to carefully evaluate this before applying. In this video, we'll discuss the top 5 tips to help you avoid wasting your hard-earned money by rushing through the car loan process.

Gross NPAs of public sector banks at Rs 3.16 lakh crore, over 3% of outstanding loans

Gross NPAs of public sector banks at Rs 3.16 lakh crore, over 3% of outstanding loans

Tue, Dec 10, 2024

The gross non-performing assets of public sector banks (PSBs) stood at Rs 3.16 lakh crore as of September 30, which is 3.09 per cent of the outstanding loans, Parliament was informed on Tuesday.

RBI Monetary Policy : It is important to think about the difference between Credit & Deposit Growth, interest rates on small amount loans are higher.

RBI Monetary Policy : It is important to think about the difference between Credit & Deposit Growth, interest rates on small amount loans are higher.

Fri, Jun 07, 2024

RBI Monetary Policy: Customer interest is top priority for RBI. Need to think about the difference between credit-deposit growth. Interest rates on small amount loans are very high – RBI Governor Shaktikanta Das.

TRENDING NOW

This bank just launched new schemes for MSMEs, farmers and self-help groups - Check details

This bank just launched new schemes for MSMEs, farmers and self-help groups - Check details

Thu, Apr 30, 2020

The loans are being offered for 18 months, with the first six months as moratorium. The scheme is offered till June 30, 2020.

Indian Overseas Bank launches new loan scheme - Check eligibility, know how to apply

Indian Overseas Bank launches new loan scheme - Check eligibility, know how to apply

Mon, Apr 27, 2020

To help people tide over the challenges inflicted by COVID-19 lockdown, Indian Overseas Bank has launched a special scheme.

Good news! Now, insurers too can grant moratorium on term loans - All details here

Good news! Now, insurers too can grant moratorium on term loans - All details here

Thu, Apr 09, 2020

In a circular, Insurance Regulatory and Development Authority of India (Irdai) said it has received representations from industry associations, seeking moratorium on repayment of term loans sanctioned by the insurers in the context of outbreak of Covid-19. The regulator has accepted the request.

SBI EMI Moratorium: Know how to avail this facility in just 3 steps

SBI EMI Moratorium: Know how to avail this facility in just 3 steps

Thu, Apr 09, 2020

Wondering how to avail the EMI deferment facility being provided by the State Bank of India (SBI) in cases where automatic debits from your accounts has been happening so far? Follow these 3 steps to do it

Which all banks are offering loan moratorium and what are the rules

Which all banks are offering loan moratorium and what are the rules

Wed, Apr 08, 2020

In this segment watch, which all banks are offering loan moratorium and what rules are they offering.

Amid coronavirus crisis, Bank of Baroda launches this facility - Check if you are eligible for benefit

Amid coronavirus crisis, Bank of Baroda launches this facility - Check if you are eligible for benefit

Wed, Apr 08, 2020

To meet the liquidity demand amid the COVID-19 crisis, state-run Bank of Baroda has come up with an offer of personal loan of up to Rs 5 lakh to its existing retail borrowers.

LIC Loan borrowers! Want to defer payment of EMI? Here is how to do it

LIC Loan borrowers! Want to defer payment of EMI? Here is how to do it

Wed, Apr 08, 2020

LIC Loan Borrowers: If you have availed a retail or a corporate loan from the Life Insurance Corporation of India (LIC) and are in a financial crunch you can defer the loan repayment for 3 months. The facility of loan deferment by three months is being given by banks and financial institutions as per the directions of the reserve Bank of India

SBI loans against Fixed Deposits: What are the benefits and how to avail them? Explained in brief

SBI loans against Fixed Deposits: What are the benefits and how to avail them? Explained in brief

Wed, Apr 08, 2020

SBI loans against Fixed Deposits: If you are in an urgent need of money and are running out of resources, this particular facility can be of great help to you. State Bank of India provides the facility to avail a loan against your Fixed Deposits

Good news! Canara Bank slashes interest rates on loans

Good news! Canara Bank slashes interest rates on loans

Mon, Apr 06, 2020

In a good news, Canara Bank has reduced its Marginal Cost of Funds Based Lending Rate (MCLR) on loans / advances across all tenors with effect from Tuesday for the amalgamated entity.

SBI warning for you! Don't want to pay additional EMI interest? Read this message from State Bank of India

SBI warning for you! Don't want to pay additional EMI interest? Read this message from State Bank of India

Thu, Apr 02, 2020

The warning has been issued with respect to deferment of equated monthly instalments (EMIs) offered under the RBI's relief package on account of COVID-19.

Good news for loan borrowers of this bank - Interest rates slashed

Good news for loan borrowers of this bank - Interest rates slashed

Mon, Mar 30, 2020

'Term loan EMIs should be postponed by one year' - This council writes to Piyush Goyal

'Term loan EMIs should be postponed by one year' - This council writes to Piyush Goyal

Sun, Mar 29, 2020

In a major development, the Apparel Export Promotion Council (AEPC) has sought a suspension in declaration of non-performing assets (NPA) and raising the moratorium period on term loan EMIs to one year.

Coronavirus: 5 special emergency loans announced by this bank - Check who all can avail them

Coronavirus: 5 special emergency loans announced by this bank - Check who all can avail them

Thu, Mar 26, 2020

In a major development, Public sector Indian Bank on Thursday announced five special emergency loans for its customers, including corporate clients, Self-Help Groups, retail borrowers and pensioners. The five special emergency loans are:-

Banks should declare 1-year moratorium on all loans: Assocham

Banks should declare 1-year moratorium on all loans: Assocham

Sun, Mar 22, 2020

Industry body Assocham has sought a blanket year-long moratorium by banks on debt repayment for both corporates and individuals to deal with the economic fallout of Covid-19.

NBFCs, HFCs may get 1 year extension for restructuring loans

NBFCs, HFCs may get 1 year extension for restructuring loans

Sun, Feb 23, 2020

Financially sound non-banking finance companies (NBFCs) and housing finance companies (HFCs) may be next in line to be permitted extension of the date of commencement of commercial operations (DCCO) of project loans for commercial real estate by another one year without downgrading the asset classification.

SBI loan against shares: When you want money for unforeseen expenditure, here is how to get it

SBI loan against shares: When you want money for unforeseen expenditure, here is how to get it

Fri, Jan 24, 2020

SBI loan against shares: If you want to leverage your investments in shares for loans to meet unforeseen expenses doing it with the State Bank Of India (SBI) can be a viable alternative. You can avail loans up to Rs 20 lakh against your shares

Money Guru: 10 big mistakes one should avoid while applying for loan

Money Guru: 10 big mistakes one should avoid while applying for loan

Thu, Dec 19, 2019

Money Guru: 10 big mistakes one should avoid while applying for loan. For further updates watch this video. #MoneyGuru #Loans #Loanmistakes

Money Guru: 5 ways to get Cheap Home loan

Money Guru: 5 ways to get Cheap Home loan

Thu, Dec 05, 2019

Know about the 5 ways to get Cheap Home loan.

Nirmala Sitharaman Meet Bankers for Pre-Budget Consultations Today, Loans on Agenda

Nirmala Sitharaman Meet Bankers for Pre-Budget Consultations Today, Loans on Agenda

Thu, Jun 13, 2019

As part of pre-Budget consultations, Union Finance Minister Nirmala Sitharaman meet bankers, including officials of the Reserve Bank of India (RBI) and other financial institutions, on Thursday.

RBI issues circular on NPAs, says defaults need to be recognized within 30 days

RBI issues circular on NPAs, says defaults need to be recognized within 30 days

Fri, Jun 07, 2019

The Reserve Bank of India on Friday released fresh guidelines to deal with bad loans after the Supreme Court quashed its 12 February, 2018, circular, which mandated lenders to start resolution even if there was a one-day default. New NPA resolution norms replace all the previous models, the central bank said. Under the new norms, defaults are to be recognized within 30 days, says RBI.

Load More

LIVE TV

By accepting cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.

x