Mon, Nov 18, 2024
EPF Retirement Corpus Calculator: Employees' Provident Fund (EPF) is a slow and steady process to generate retirement corpus. While one gets tax benefits on deposits, the interest earned and the retirement corpus are also tax-free.
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Fri, Nov 15, 2024
EPF Interest Calculator: Employees' Provident Fund is a popular retirement investment option among private sector employees. They can contribute monthly and increase their investment amount as their salary increases. Or, they can also choose to contribute a fixed minimum amount. The scheme provides compound interest and immense tax benefits.
Wed, Nov 13, 2024
EPF vs SIP vs PPF Calculator: Individuals who are looking for retirement planning can pick a number of retirement schemes. Some of the schemes are Employees' Provident Fund (EPF), Public Provident Fund (PPF), and Systematic Investment Plan (SIP) in mutual funds.
Wed, Aug 28, 2024
EPF vs NPS vs SIP: Employees' Provident Fund (EPF) and National Pension System (NPS) both are retirement schemes, where one can contribute on a monthly basis. Through SIP, one can invest in mutual funds. All 3 schemes can help one a sizeable retirement corpus in the long run.
Mon, Aug 26, 2024
Retirement Planning: The minimum EPF contribution from the employer's side is Rs 1,800, while the maximum is up to 12 per cent of the basic salary and dearness allowance (DA). Deposits up to Rs 1.50 lakh in a financial year provide tax benefits under Section 80C of the Income Tax Act. The interest earned and the maturity amount are also tax free.
Mon, Aug 19, 2024
Retirement Corpus Calculator: Employees' Provident Fund Organisation (EPFO) offers an 8.25 compound per cent interest rate on EPF. Deposits up to Rs 1.50 lakh in a financial year in EPF provide tax benefits to an EPF subscriber under Section 80C of the Income Tax Act, 1961.
Thu, Aug 15, 2024
Investments in schemes such as NPS, EPF, ELSS mutual fund, and PPF can help one generate a sizeable corpusin the long run. These options also provide tax benefits under the old tax regime.
Wed, Aug 14, 2024
NPS vs SIP vs EPF: NPS has Tier I and Tier II accounts. The starting investment age is 18 years, and the maximum age is 75 years. In EPF, the minimum monthly contribution is Rs 1,800, and the maximum is up to 12 per cent of the basic salary and dearness allowance of the employee. Systematic investment helps one fight market fluctuations since SIP provides rupee cost averaging, where an investor buys the same NAV at different prices.
Mon, Aug 12, 2024
Retirement Planning: EPF offers an 8.25 per cent annual compound interest rate to its subscribers. Deposits up to Rs 1.50 lakh in a financial year under Section 80C of the Income Tax Act, the interest earned, and the maturity amount are tax free under the scheme.
Wed, Aug 07, 2024
NPS vs EPF vs PPF: NPS is a retirement scheme where one can invest from the age of 18 till 75. One can make a lump sum or monthly instalments in a financial year in NPS. In EPF, the employee and the employer contribute a monthly amount to the EPF account of the employee. PPF is run by post offices as well as banks. All 3 schemes provide Section 80C tax benefits to the taxpayers following the old tax regime.
Mon, Aug 05, 2024
The EPFO program pays pensions to its participants once they reach the age of 58. However, a member must be at least 50 years old to receive an early pension under the EPFO system. However, for a normal pension, the age must be 58.
Wed, Jul 31, 2024
NPS, EPF: National Pension System (NPS) and Employees' Provident Fund (EPF) are both retirement planning schemes.
Thu, Jul 18, 2024
Compound Interest/Growth: Mutual fund SIP investment, National Pension System (NPS), Employees' Provident Fund (EPF) and Public Provident Fund (PPF) are some of the schemes that offer compound interest or growth and where you can invest for 30 years or more.
Mon, Jul 15, 2024
EPF Calculator: The Employees' Provident Fund Organisation (EPFO) provides 8.25 per cent annual compound interest on EPF contributions. An employee can contribute a maximum of 12 per cent of their basic salary and dearness allowance (DA) to the EPF account. The employer matches the same amount and deposit in the employee's EPF account.
Wed, Jul 03, 2024
NPS vs EPF vs PPF: A Rs 10,000 monthly contribution in the NPS Tier I account has given a maximum of Rs 52.40 lakh in the 15 years. In the same time frame, EPF has given Rs 35.10 lakh, while PPF has given Rs 33.80 lakh.
Mon, Jun 10, 2024
An employee can contribute up to 12 per cent of their basic pay and dearness allowance (DA) to their EPF account. The employer also contributes an equal amount to the employee's account.
Thu, Apr 04, 2024
The EPF scheme is run by Employees' Provident Fund Organisation (EPFO), which offers a 8.25 per cent interest rate. As per the EPFO rule, an employee can contribute a maximum of 12 per cent of the basic wages+ dearness allowance+ retaining allowance. The employer, meanwhile, also contributes 12 per cent of pay, out of which 8.33 per cent of the pay is diverted to pension fund and the rest 3.67 per cent goes to EPF. EPF is one of the few categories that enjoys the exempt-exempt-exempt (E-E-E) status from the Income Tax Department.
Mon, Sep 11, 2023
With the use of an EPF calculator, an EPFO member can estimate the corpus fund for retirement. The EPF maturity amount may depend on several factors like basic salary, age of entry, retirement age, and interest rate.
Sun, Mar 19, 2023
Paisa Wasool 2.0: National Pension System or Employees' Provident Fund, we answer which is the better tool as far post-retirement financial security is concerned.
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