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credit utilisation ratio

EXPLAINED | Credit cards: How to calculate credit utilisation ratio and why it is important to keep it in check

EXPLAINED | Credit cards: How to calculate credit utilisation ratio and why it is important to keep it in check

Sat, Jul 01, 2023

Maintaining a low credit utilisation ratio is instrumental in enhancing your credit score. It signals to lenders that you are adept at managing credit responsibly without exhausting your credit card.

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What if your credit score is bad?

What if your credit score is bad?

Wed, Jan 31, 2018

'Disclaimer: This story is for informational purposes only and should not be taken as investment advice' A good CIBIL score enhences your creditworthiness. But, if your score is bad it will reduce your chance to get a loan. 

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