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Canceling Your Old Credit Card? How It Can Impact Your Credit Score

Canceling Your Old Credit Card? How It Can Impact Your Credit Score

Wed, Dec 18, 2024

Your credit utilisation ratio is the proportion of your total available credit that you're currently using, and it significantly impacts your credit score. To maintain a low ratio, avoid maxing out your credit cards and try to keep your usage below 30 per cent of your total credit limit.

Why you should not pay rent through your credit card?

Why you should not pay rent through your credit card?

Fri, Dec 13, 2024

Rent is often one of the largest monthly expenses in our budget, and paying it on time is crucial. While many people turn to credit cards as a convenient way to cover rent, it's important to understand that this might not always be the best option. Using a credit card for rent payments can come with several drawbacks, and over time, it could negatively affect your financial health. In this video, we'll explore the key things you need to know before deciding to use your credit card for rent payments.

5 Tips to Handle & Store Credit Card Information Securely

5 Tips to Handle & Store Credit Card Information Securely

Tue, Dec 10, 2024

Dreaming of the perfect family vacation but concerned about finances? Don't worry! With a travel loan, you can finally take that long-awaited trip with family, friends, or loved ones without stressing about the cost. Once you have an estimate of your trip budget, choosing a holiday loan that fits your needs is easy.

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Yes Bank enters credit card space, eyes No 3 slot in 4 years

Yes Bank enters credit card space, eyes No 3 slot in 4 years

Tue, Aug 23, 2016

Setting an ambitious target of having five million customers by 2020 and to become the No 3 player in the extremely competitive industry, mid-sized lender Yes Bank today made a foray into the credit card market.

Government to bear card payment transaction costs

Government to bear card payment transaction costs

Tue, Aug 16, 2016

In order to promote cash-less economy, the government has said it will bear the transaction cost for all payments made to it through debit or credit cards and net banking.

Lawyer files PIL against 'illegal' and 'arbitrary' surcharge on plastic money

Lawyer files PIL against 'illegal' and 'arbitrary' surcharge on plastic money

Tue, May 17, 2016

Currently, many establishments including petrol pumps across the country charge an extra payment if the customer chooses to pay using plastic money.

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