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Banks can charge over 30% interest on credit card dues: Supreme Court

Banks can charge over 30% interest on credit card dues: Supreme Court

Thu, Dec 26, 2024

The court said NCDRC had no jurisdiction to rewrite the terms of the contract entered between the banks and the credit card holders, which the parties had mutually agreed upon.

Credit Card: 3-day grace period for credit card payments

Credit Card: 3-day grace period for credit card payments

Tue, Jul 25, 2023

The Reserve Bank of India has announced a new guideline that gives credit cardholders a 3-day grace period to make their payments without incurring any extra charges. This is a welcome relief for credit cardholders, as it will give them some breathing space if they are unable to make their payments on time due to unforeseen circumstances.

Apki Khabar Apka Fayda: What will be the changes in TCS from October 1?

Apki Khabar Apka Fayda: What will be the changes in TCS from October 1?

Thu, Jun 29, 2023

TCS: The government has announced to implement the new rule of TCS from October 1 under the Liberalized Remittance Scheme. Earlier it was being speculated that this rule would come into effect from July 1 but the government has decided to give time due to operational issues. According to this new rule, there will be no change in the rate of TCS on payment for all foreign travel tour packages.

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Credit Card: Credit card spend crosses ₹1.13 lakh crore in May, RBI data

Credit Card: Credit card spend crosses ₹1.13 lakh crore in May, RBI data

Wed, Jun 29, 2022

Credit card spends have climbed fast and hit a record high in May. The amount of money customers spending online through credit card was also quite high. Data released by the Reserve Bank Of India shows card spending in May reached ₹1,14,000 crore.

RBI's New Credit Card Rule, Card Holders Can Now Change The Billing Cycle

RBI's New Credit Card Rule, Card Holders Can Now Change The Billing Cycle

Thu, May 26, 2022

RBI's new credit card rule suggest that, card holders can now change the billing cycle of their credit cards. Multiple credit card holders can manage their expense by managing their due dates and payment cycles.

RBI's new rules on issue of credit cards to apply from July 1: 10 Points

RBI's new rules on issue of credit cards to apply from July 1: 10 Points

Tue, Apr 26, 2022

RBI recently released new rules on issue of credit cards, here are 10 important points that you must be aware of as a credit card user.

5 Types Of Credit Card Charges You Must Be Aware Of

5 Types Of Credit Card Charges You Must Be Aware Of

Mon, Mar 07, 2022

A Credit card allows a user to purchase items without paying in cash. Even though it gives you an interest-free loan for a certain period of time, outstanding payment charges are always very high. A credit card comes with certain types of charges. Here are 5 types of credit card charges that you must be aware of.

Warning! Credit card companies can drag you to court for unpaid bills, loans as small as Rs 10,000

Warning! Credit card companies can drag you to court for unpaid bills, loans as small as Rs 10,000

Fri, Apr 06, 2018

The central government is considering bringing individuals as well as partnership firms under the Insolvency and Bankruptcy Code (IBC). So far, only corporate debtors can face the bankruptcy proceedings initiated by the banks. “We are recommending that it (amount in case of individual loans) should be made Rs 10,000,” said Ministry of Corporate Affairs (MCA) Secretary Injeti Srinivas.

Concession on Debit and Credit card payment to continue after 31 March

Concession on Debit and Credit card payment to continue after 31 March

Fri, Feb 17, 2017

Concession on Debit and Credit card payment to continue after 31 March. Watch complete news story of News 360 to get the detailed news updates!

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