Fri, Oct 11, 2024
Learn about the Debt-to-Income (DTI) Ratio and its impact on loan approval. Understand how a high DTI ratio can lead to loan rejection and discover ways to improve your DTI for better financial health.
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Fri, Oct 04, 2024
Wed, Aug 14, 2024
A credit score of 800 and over can help you get the best interest rates from lenders. A credit score below 600 can dim your chances of getting a loan, or getting it at a high interest rate. Missing equated monthly instalment (EMI) or the credit card bill can dent your Cibil score. But if you want to avail credit facilities such as a credit or a home loan, it is important to know the key factors that form your Cibil score.
Wed, Jan 08, 2020
The power of good credit score cannot be undermined. It can instead turn your proposal for bank loan into a great deal but now maybe your CIBIL score is not enough to avail a loan.
Mon, Dec 16, 2019
The credit score of a person reflects one's credit history, which is decided by the financial transactions done by the person.
Mon, Aug 26, 2019
Getting a credit inquiry is advisable if you are looking for any kind of bank loan. However, multiple credit inquiries are not advisable. It poses a grave danger to your CIBIL score.
Fri, Jul 19, 2019
CIBIL Score: Millions of creditworthy individuals are financially underserved as they do not have any kind of formal credit scores that could help them qualify for bank loans.
Mon, Jul 15, 2019
HDFC home loan: Getting Cibil score before applying for a home loan helps you save money that you may lose in the form of token money payment etc. if the loan is rejected.
Tue, May 21, 2019
The interest rate of the loan is subject to several factors on which the bank levies interest rate on your loan.
Thu, Apr 18, 2019
People often opt for a loan to get over a financial crisis or some urgent need. The loan can be personal, for a car or two-wheeler or a home loan. Getting a loan becomes easier and faster if your credit score is good.
Tue, Mar 19, 2019
How to improve CIBIL credit score: Denied a bank loan because your CIBIL score is low? Wondering what to do to improve the credit score? Well, there is no need to panic if the bank has denied you a loan on the basis of your poor CIBIL credit score.
Wed, Jul 04, 2018
A credit score can be referred as a 3-digit number between 300 and 900 which defines the credit merit of a credit card holder or of an individual who has taken a loan.
Sat, Feb 03, 2018
Personal loans being unsecured, which makes them more risky for banks, a good CIBIL score is main requirement .
Wed, Jan 31, 2018
'Disclaimer: This story is for informational purposes only and should not be taken as investment advice' A good CIBIL score enhences your creditworthiness. But, if your score is bad it will reduce your chance to get a loan.
Tue, Jun 06, 2017
This segment of Money Guru brings to you the discussion over CIBIL score. The score helps in assessment of financial personality and analyzing the loan repayment capability of an individual. Watch the video to understand CIBIL score and its working.
Tue, May 16, 2017
According to the Reserve Bank of India data, till February, 2017, there were 29.1 million credit cards which were in operations.
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