Fri, May 17, 2024
A Cibil score of an individual tells about his past credit behaviour. It reveals whether they have been regular in their repayments or if they have been serial offenders. Based on the Cibil score, the lender decides the terms and conditions of the credit facility.
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Wed, May 15, 2024
Raj Khosla, Founder & MD, MyMoneyMantra.com says having a zero credit means you have never borrowed money from any financial institution. Without a credit history, lenders have no way to get an idea about your creditworthiness. This can make it difficult to get approved for loans or credit cards.
Tue, May 07, 2024
Credit card use provides one with the facility to purchase a thing even if they don't have hard cash at that point in time. They can buy anything by making an entire payment or in instalments. Another important factor that has encouraged people to use credit cards is multiple promotional offers available on them.
Sun, Oct 01, 2023
Want to improve your credit score and get approved for a loan with a lower interest rate? Here are 5 tips that will help you boost your CIBIL score and achieve your financial goals.
Mon, Feb 21, 2022
A good CIBIL score helps you in availing various types of loans. Having a bad CIBIL can affect your ability to get loans of huge amounts such as home loan etc. Here are some tips that you can follow to improve your CIBIL score.
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