How to transfer money using UPI without internet? Here's the guide

If you're one of those that depends too much on UPI payments, then this news is important for you. Many times, we may come across situations when we want to make a UPI payment but we fail due to slow internet speed or poor network. In good news, this issue can be easily resolved as UPI users can also make payments offline through their phones.

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Do you know minimum network coverage can help you make the payment without any issue? All you need to do is dial the *99# USSD code on your phone. Open the dialer of your phone and enter *99# and tap on the call button. Once you dial *99# from your registered mobile phone. You will get a pop-up to select your bank, once the bank is selected, you must select the bank account from the list.

Now, create your UPI pin and enter the last six digits of your Debit card. Now enter the expiry date of your Debit card. Enter and confirm your six-digit UPI PIN. Your UPI PIN will be set. Now dial *99# again, You will see a list with a lot of options. If you are trying to send money type number 1 and tap on send. Select the information you have from the payment receiver, type the number, and tap on send.

Now, enter the mobile number that is linked with your UPI account and tap send. Then, enter the amount and send. Enter a remark for the payment. Enter your UPI PIN to complete the transaction. Your UPI transaction will be completed without internet