Jan Samarth Portal: All about one-stop platform for government's credit-linked schemes

What is Jan Samarth Portal: Jan Samarth is a first-of-its-kind digital platform for the government’s credit-linked schemes which is aimed to make several government initiatives more accessible to all beneficiaries.

Beneficiaries can check their eligibility digitally in a few simple steps, apply online under the appropriate scheme and receive digital approval.

Jan Samarth benefits

1. The portal is a one-stop digital platform that ensures a simple, quick and hassle-free lending process for the borrowers

2. It directly connects the beneficiaries with the Banks, reducing the turn-around time

3. It aims to encourage inclusive growth and development across sectors by facilitating the right type of Government scheme benefit through end-to-end digitisation

4. The platform also provides the applicant with real-time status - updates pertaining to sanctions and disbursements

5. The platform has multiple integrations with Aadhar, CBDT, Udyam, Credit Guaranteed Funds, etc

6. Currently the platform is available in six languages- Hindi, Marathi, Gujarati, Bengali, Tamil, and Telugu in addition to English

Jan Samarth: How to apply

Visit the official Jan Samarth Portal jansamarth.in. On the homepage, click on the “Register” tab present in the main menu or directly click jansamarth.in/register

After creating your account, you can “Log In” at Jan Samarth Portal using the link – www.jansamarth.in/login

For your preferred loan category, you first need to check eligibility by providing answers to a few simple questions and once you become eligible under any of the schemes, you may select to proceed to apply online to receive digital approval.

Jan Samarth: Government schemes  

The 13 schemes are present under the categories:

1. Education Loan
2. Agri Infrastructure Loan
3. Business Activity Loan
4. Livelihood Loan

To view each scheme in detail please visit https://www.jansamarth.in/government-of-india-schemes

Jan Samarth: Partner banks 

Various Ministries, nodal agencies and lenders have come together on a single platform to ensure that government schemes can be availed quickly, smoothly and securely. On the platform, there are more than 9 Ministries, at least nodal agencies and over 125 lenders. You can select the loan category and check your eligibility for multiple schemes at once at Jan Samarth Portal.

Jan Samarth: Apply online and documents 

Each scheme has different documentation requirements. To apply online on the Portal, the basic document required would be an Aadhaar number and a valid bank account along with a few basic details to be filled in on the portal.