Money Guru: PPF vs NPS Investment - Which Is Better To Build Retirement Corpus? Expert Decodes

NPS means National Pension Scheme. Government servant is exempted from 14% contribution. The employee gets 80C benefit in contribution up to ₹1.5 lakh. It is possible to withdraw 60% of the corpus on retirement. NRIs can also invest in NPS. PPF means Public Provident Fund. PPF has a lock-in period of 15 years. There is triple tax benefit on investment in PPF. You can invest up to ₹ 1.5 lakh in a year through PPF. Minimum investment of ₹ 500 is required in a year. Account can be opened in post office and bank: Prathiba Girish, Founder, Finwise.