Top Large Cap vs Top Mid Cap Mutual Fund in 1 Year: Which has given higher returns on Rs 20,000 monthly SIP and Rs 2 lakh lump sum

Large cap mutual funds need to have at least 80 per cent of their investments in large cap companies, as per Securities Exchange Board of India's (Sebi) categorisation of mutual funds. Large cap companies are India's top 100 companies in terms of market capitalisation. Since these companies are fundamentally strong, large cap mutual funds can counter  market fluctuations better than mid cap and small cap mutual funds.

Mid cap mutual funds need to have 65 per cent of their investments in mid cap stocks. Mid cap companies in India are ranked 101st to 250th in terms of market capitalisaton. Many mid cap firms are on the verge of becoming large caps, while many have graduated from small caps, so mid cap mutual funds can provide stability and growth both. However, when the market falls, mid caps are likely to slip faster than large cap mutual funds.

The top large cap mutual fund in terms of highest lump sum returns (CAGR) is Quant Large Cap Fund Direct - Growth. The fund has given 47.44 per cent annualised return in 1 year.

It has assets under management (AUM) of Rs 2,179 crore, while its net asset value (NAV) is Rs 16.69. Benchmarked against NIFTY 100 TRI, the fund has Rs 1,000 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.

The top mid cap mutual fund in terms of highest lump sum returns is Motilal Oswal Midcap Fund Direct-Growth. The fund has given 69.16 per cent annualised return in 1 year. 

It has an asset base of Rs 15,940 crore, NAV is Rs 119.81. Benchmarked against NIFTY Midcap 150 TRI, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment.

On a Rs 2 lakh investment in Quant Large Cap Fund Direct - Growth, the investor has got a total of Rs 2.95 lakh in 1 year.

On a Rs 2 lakh investment in Motilal Oswal Midcap Fund Direct-Growth, the investor has got a total of Rs 3.38 lakh in 1 year.

The top large cap mutual fund in terms of highest SIP returns (XIRR) is Invesco India Largecap Fund Direct-Growth. The fund has given 47.42 per cent annualised return in 1 year.

It has an asset base of Rs 1,238 crore, while its NAV is Rs 83.91. Benchmarked against NIFTY 100 TRI, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment.

The top mid cap mutual fund in terms of highest SIP returns is Motilal Oswal Midcap Fund Direct-Growth. The fund has given 77.83 per cent annualised return in 1 year.

A Rs 20,000 monthly SIP in Invesco India Largecap Fund Direct-Growth, the investor has got a total of Rs 2.98 lakh in 1 year.

A Rs 20,000 monthly SIP in Motilal Oswal Midcap Fund Direct-Growth, the investor has got a total of Rs 3.32 lakh in 1 year.