SBI Guaranteed Return Scheme: Know how much maturity amount you will get on Rs 5 lakh, 7 lakh, 9 lakh, 11 lakh and Rs 13 lakh investments under Amrit Vrishti special FD scheme
SBI Amrit Vrishti scheme: The minimum amount you can invest with an SBI fixed deposit is Rs 1,000. There is no upper limit for investing in this FD.
The SBI Amrit Vrishti scheme is a fixed deposit (FD) scheme in which you deposit a lumpsum amount for 444 days. This scheme offers a higher interest rate of 7.25 per cent per annum.
SBI Amrit Vrishti scheme: Availability
The scheme is available till March 31, 2025.
Interest on SBI Amrit Vrishti scheme
Under this FD scheme, you get 7.25 per cent of interest rate per annum while senior citizens get 7.75 per cent of interest rate per annum on their deposits.
Who can invest in SBI Amrit Vrishti FD?
The scheme is available for both domestic and non-resident Indian customers.
Minimum and maximum investment amount
The minimum amount you can invest with an SBI fixed deposit is Rs 1,000. There is no upper limit for investing in this FD.
Penalty on pre-mature withdrawal
- 0.50% for deposits up to Rs. 5 lakh
- 1% for deposits above Rs. 5 lakh but below Rs. 3 crore
- No penalty for staff and SBI pensioners
Maturity amount of Rs 5 lakh investment
On an investment of Rs 5,00,000, senior citizens will get an interest of Rs 49,648 at the rate of 7.75 per cent and the maturity amount will be Rs 5,49,648. Whereas general citizens will get Rs 46,330 as interest at the rate of 7.25 per cent and the maturity amount will be Rs 5,46,330.
Maturity amount of Rs 7 lakh investment
On an investment of Rs 7,00,000, senior citizens will get an interest of Rs 69,507 at the rate of 7.75 per cent and the maturity amount will be Rs 7,69,507. Whereas general citizens will get Rs 64,863 as interest at the rate of 7.25 per cent and the maturity amount will be Rs 7,64,863.
Maturity amount of Rs 9 lakh investment
On an investment of Rs 9,00,000, senior citizens will get an interest of Rs 89,366 at the rate of 7.75 per cent and the maturity amount will be Rs 9,89,366. Whereas general citizens will get Rs 83,395 as interest at the rate of 7.25 per cent and the maturity amount will be Rs 9,83,395.
Maturity amount of Rs 11 lakh investment
On an investment of Rs 11,00,000, senior citizens will get an interest of Rs 1,09,225 at the rate of 7.75 per cent and the maturity amount will be Rs 12,09,225. Whereas general citizens will get Rs 1,01,927 as interest at the rate of 7.25 per cent and the maturity amount will be Rs 12,01,927.
Maturity amount of Rs 13 lakh investment
On an investment of Rs 13,00,000, senior citizens will get an interest of Rs 1,29,084 at the rate of 7.75 per cent and the maturity amount will be Rs 14,29,084. Whereas general citizens will get Rs 1,20,459 as interest at the rate of 7.25 per cent and the maturity amount will be Rs 14,20,459.