Know what you can get on Rs 1 lakh investment from PSU banks like SBI, PNB, Canara Bank in their special FDs

Bank of Baroda provides a 7.80 per cent interest rate to senior citizens on this special FD scheme while others get a 7.30 per cent interest rate. The tenure is 400 days.

ZeeBiz WebTeam | Jan 30, 2025, 05:14 PM IST

Almost every bank provides special fixed deposit (FD) schemes. Some of them are the SBI Amrit Vrishti scheme, and Bank of Baroda's BoB Utsav among others. In special FDs, the interest rate is higher than traditional FDs and senior citizens get more interest than general citizens.

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Special FDs by SBI, BoB, Canara Bank, PNB, HDFC Bank and ICICI Bank

Special FDs by SBI, BoB, Canara Bank, PNB, HDFC Bank and ICICI Bank

A look at these special FDs by SBI, BoB, Canara Bank, PNB, HDFC Bank and ICICI Bank.

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Interest you can receive on special FDs

Interest you can receive on special FDs

In special FDs, if you don't withdraw the money for the specified period, you will earn higher interest than standard FDs.

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SBI Amrit Vrishti Scheme

SBI Amrit Vrishti Scheme

SBI provides 7.75 per cent interest rate to senior citizens on this special FD scheme while others get a 7.25 per cent interest rate.

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SBI Amrit Vrishti Scheme tenure

SBI Amrit Vrishti Scheme tenure

You will have to invest for 444 days in this scheme.

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Amrit Vrishti Scheme: What you can get on the Rs 1 lakh investment on maturity?

Amrit Vrishti Scheme: What you can get on the Rs 1 lakh investment on maturity?

If a senior citizen invests Rs 1 lakh in the Amrit Vrishti scheme, they will get Rs 1,09,930 on maturity while others will get Rs 1,09,266. 

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BoB Utsav FD scheme

BoB Utsav FD scheme

Bank of Baroda provides a 7.80 per cent interest rate to senior citizens on this special FD scheme while others get a 7.30 per cent interest rate. The tenure is 400 days.

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BoB Utsav: What you can get on the Rs 1 lakh investment on maturity

BoB Utsav: What you can get on the Rs 1 lakh investment on maturity

If a senior citizen invests Rs 1 lakh in the BoB Utsav scheme, they will get Rs 1,08,962 on maturity while others will get Rs 1,08,370.

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PNB 400 days FD scheme

PNB 400 days FD scheme

PNB provides a 7.75 per cent interest rate to senior citizens on this special FD scheme while others get a 7.25 per cent interest rate. The tenure is 400 days.

 

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PNB: What you can get on the Rs 1 lakh investment on maturity

PNB: What you can get on the Rs 1 lakh investment on maturity

If a senior citizen invests Rs 1 lakh in the PNB FD scheme, they will get Rs 1,08,903 on maturity while others will get Rs 1,08,311.

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HDFC Bank 4 Year 7 Months (55 months) FD scheme

HDFC Bank 4 Year 7 Months (55 months) FD scheme

HDFC Bank provides a 7.90 per cent interest rate to senior citizens on this special FD scheme while others get a 7.40 per cent interest rate. 

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HDFC Bank: What you can get on the Rs 1 lakh investment on maturity

HDFC Bank: What you can get on the Rs 1 lakh investment on maturity

If a senior citizen invests Rs 1 lakh in this HDFC Bank FD scheme, they will get Rs 1,43,126 on maturity while others will get Rs 1,39,943.

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Canara Bank 3 years to less than 5 years FD scheme

Canara Bank 3 years to less than 5 years FD scheme

Canara Bank provides a 7.90 per cent interest rate to senior citizens on this special FD scheme while others get a 7.40 per cent interest rate. 

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Canara Bank: What you can get on the Rs 1 lakh investment on maturity

Canara Bank: What you can get on the Rs 1 lakh investment on maturity

If a senior citizen invests Rs 1 lakh in this Canara Bank FD scheme for three years, they will get Rs 1,26,452 on maturity while others will get Rs 1,24,604.

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