SIP or PPF Which can create larger corpus for Rs 130000 annual investment compare returns SIP calculator
A comparison of Rs 1.3 lakh invested annually in SIPs vs PPF, examining how SIPs offer higher returns with market risks, while PPF provides secure, guaranteed growth with tax benefits.
Systematic Investment Plans (SIPs) and the Public Provident Fund (PPF) are two popular investment options for long-term savings. SIPs are market-linked investments in mutual funds that allow for disciplined, regular contributions with the potential for higher returns, though accompanied by market risks. In contrast, PPF is a low-risk, government-backed savings scheme that provides steady returns, tax benefits, and a secure investment environment. This comparison highlights how both investments work and their respective advantages in creating a larger corpus over time.
Comparing SIP vs PPF Investment
When investing Rs 1.3 lakh annually, SIPs and PPF are two leading options. This comparison explores which investment can generate a larger corpus after one year.
SIP: High Returns, Market-Linked Risks
SIPs are market-linked investments in mutual funds that allow disciplined, regular contributions and potential high returns, but they come with inherent risks due to market fluctuations.
