SIP Investment Strategy: In how many years your Rs 11,111 monthly investment will grow to Rs 7 crore, Rs 8 crore, Rs 9 crore corpus?
SIP Investment Strategy: To secure a financially safe and stable future, it is essential to accumulate a significant corpus. SIP (Systematic Investment Plan) mutual fund is one of the best options available in the market today for building a substantial corpus through consistent and disciplined investments. It offers the flexibility to invest monthly, quarterly, or annually based on your capacity.
In this write-up, we will show through calculations how many years it will take for a monthly investment of Rs 11,111 to grow into a corpus of Rs 7 crore, Rs 8 crore, or Rs 9 crore.
Assuming an Annualised Return of 12%
For these calculations, we are assuming an average annual return rate of 12 per cent.
How Much Time Will It Take to Build a Corpus of Rs 7 Crore with Rs 11,111 Monthly SIP Investment?
To build a corpus of Rs 7 crore, you will need to invest in SIP for 35 years, show calculations.
Rs 11,111 Monthly SIP Investment: Calculations to Build Rs 7 Crore in 35 Years
Total Investment: Rs 46,66,620
Expected Capital Gain: Rs 6,75,02,315
Total Corpus Received: Rs 7,21,68,935
How Much Time Will It Take to Build a Corpus of Rs 8 Crore with Rs 11,111 Monthly SIP Investment?
To build a corpus of Rs 8 crore, you will need to invest in SIP for 36 years.
Rs 11,111 Monthly SIP Investment: Calculations to Build Rs 8 Crore in 36 Years
Total Investment: Rs 47,99,952
Expected Capital Gain: Rs 7,66,64,134
Total Corpus Received: Rs 8,14,64,086
How Much Time Will It Take to Build a Corpus of Rs 9 Crore with Rs 11,111 Monthly SIP Investment?
To build a corpus of Rs 9 crore, you will need to invest in SIP for 37 years.
Rs 11,111 Monthly SIP Investment: Calculations to Build Rs 9 Crore in 37 Years
Total Investment: Rs 49,33,284
Expected Capital Gain: Rs 8,70,04,812
Total Corpus Received: Rs 9,19,38,096
Important Points to Know While Investing in SIP
It’s important to remember that SIP is a market-linked scheme, so returns are not guaranteed. The 12 per cent return mentioned above is an estimate, and actual returns may vary depending on market conditions.
See Examples-
Let's look at an example: If the annualised return is 13 per cent and 14 per cent, how soon can you reach a Rs 7 crore corpus target with a Rs 11,111 SIP investment -
How Much Time Will It Take to Build a Corpus of Rs 7 Crore if the Annualised Return is 13%?
According to the calculations, you will need to invest in SIP for 33 years to build a corpus of Rs 7 crore.
How Much Time Will It Take to Build a Corpus of Rs 7 Crore if the Annualised Return is 14%?
According to the calculations, you will need to invest in SIP for 31 years to build a corpus of Rs 7 crore.