SBI Sarvottam FD vs SBI Amrit Kalash FD Calculator: What will be maturity amounts for general and senior citizens on Rs 4 lakh and Rs 8 lakh investments; know here

SBI Sarvottam Special FD vs SBI Amrit Kalash Special FD: State Bank of India (SBI) runs many special fixed deposit schemes for limited time periods. Some of them are SBI Sarvottam, SBI Amrit Kalash, SBI Term Green Deposit. These FDs range from 400 to 2222 days.

ZeeBiz WebTeam | Oct 14, 2024, 06:16 PM IST

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SBI Sarvottam Special FD vs SBI Amrit Kalash Special FD: Special fixed deposit schemes offer higher interest rates than standard FDs on maturity. The duration of the special FD can be over 300 days to a few years. Investors who want to earn better interest for those durations of investments may opt for special FDs. Banks announce special FDs for a limited duration. On the deadline, either the special FD expires or the bank extends it for some more time. State Bank of India (SBI) runs many special FDs such as Sarvottam, Amrit Vrishti, Amrit Kalash, and Green Deposit. In this write-up, know about SBI Sarvottam Special FD and SBI Amrit Kalash Special FD and what will general and senior citizens get on Rs 4 lakh and Rs 8 lakh investments in each.
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SBI Sarvottam Special FD

SBI Sarvottam is a non-callable domestic retail term deposits scheme. It also offers a bulk retail term deposit scheme. The duration of the FD is 1 year and 2 years.

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SBI Sarvottam Special FD interest rate (domestic retail)

To general citizens, it offers a 7.10 per cent interest rate in the 1-year FD. In the 2-year FD, the interest rate is 7.40 per cent.
To senior citizens, it offers a 7.40 per cent interest rate in the 1-year FD, while in the 2-year FD, it offers a 7.90 per cent interest rate.

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SBI Sarvottam Special FD interest rate (bulk retail)

To general citizens, it offers a 7.30 per cent interest rate in the 1-year FD. In the 2-year FD, the interest rate is 7.80 per cent.
To senior citizens, it offers a 7.40 per cent interest rate in the 1-year FD, while in the 2-year FD, it offers a 7.90 per cent interest rate.

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SBI Amrit Special FD

This is a 400-day special FD that was launched in February 2023. The bank has extended its deadline many times since then.

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SBI Amrit Kalash Special FD interest rate

The interest rate for general citizens is 7.10 per cent.
Senior citizens get a 7.60 per cent interest rate in the scheme.

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SBI Sarvottam Special 1-year FD: Maturity amount on Rs 4 lakh investment

The estimated maturity amount on a Rs 4 lakh investment will be Rs 4,29,165.14, which also included an estimated interest of Rs 29,165.14.
Senior citizens will get estimated Rs 30,431.58 in interest and estimated Rs 4,30,431.58 in maturity.

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SBI Sarvottam Special 1-year FD: Maturity amount on Rs 8 lakh investment

The estimated maturity amount on a Rs 8 lakh investment will be Rs 8,58,330.27, which includes an estimated interest of Rs 58,330.27.
Senior citizens will get estimated Rs 60,863.15 in interest and estimated Rs 8,60,863.15 in maturity.

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SBI Sarvottam Special 2-year FD: Maturity amount on Rs 4 lakh investment

General citizens will get estimated interest of Rs 63,178.36 and the estimated maturity amount of Rs 4,63,178.36 on a Rs 4 lakh investment.
Senior citizens, on the other hand, will get estimated Rs 67,745.59 in interest and estimated Rs 4,67,745.59 in maturity.

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SBI Sarvottam Special 2-year FD: Maturity amount on Rs 8 lakh investment

General citizens will get estimated interest of Rs 1,26,356.71 and the estimated maturity amount of Rs 9,26,356.71 on a Rs 8 lakh investment.
Senior citizens, on the other hand, will get estimated Rs 1,35,491.18 in interest and estimated Rs 9,35,491.18 in maturity.

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SBI Amrit Kalash Special FD: Maturity amount on Rs 4 lakh investment

In the 400-day scheme, general citizens will get estimated Rs 32,071.15 in interest and estimate Rs 4,32,071.15 in maturity.
Senior citizens, on the other hand, will get Rs 34,402.21 in interest and an estimated Rs 4,34,402.21 in maturity.

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SBI Amrit Special FD: Maturity amount on Rs 8 lakh investment

General citizens will get estimated Rs 64,142.31 in interest and estimated Rs 8,64,142.31 in maturity in the special FD.
Senior citizens will get estimated Rs 68,804.43 in interest and estimated Rs 8,68,804.43 in maturity in the 400-day fixed deposit scheme.

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SBI Sarvottam FD vs SBI Amrit Kalash FD Calculator: What will be maturity amounts for general and senior citizens on Rs 4 lakh and Rs 8 lakh investments; know here

SBI Sarvottam Special FD

SBI Sarvottam is a non-callable domestic retail term deposits scheme. It also offers a bulk retail term deposit scheme. The duration of the FD is 1 year and 2 years.

SBI Sarvottam Special FD interest rate (domestic retail)

To general citizens, it offers a 7.10 per cent interest rate in the 1-year FD. In the 2-year FD, the interest rate is 7.40 per cent. To senior citizens, it offers a 7.40 per cent interest rate in the 1-year FD, while in the 2-year FD, it offers a 7.90 per cent interest rate.

SBI Sarvottam Special FD interest rate (bulk retail)

To general citizens, it offers a 7.30 per cent interest rate in the 1-year FD. In the 2-year FD, the interest rate is 7.80 per cent. To senior citizens, it offers a 7.40 per cent interest rate in the 1-year FD, while in the 2-year FD, it offers a 7.90 per cent interest rate.

SBI Amrit Special FD

This is a 400-day special FD that was launched in February 2023. The bank has extended its deadline many times since then.

SBI Amrit Kalash Special FD interest rate

The interest rate for general citizens is 7.10 per cent. Senior citizens get a 7.60 per cent interest rate in the scheme.

SBI Sarvottam Special 1-year FD: Maturity amount on Rs 4 lakh investment

The estimated maturity amount on a Rs 4 lakh investment will be Rs 4,29,165.14, which also included an estimated interest of Rs 29,165.14. Senior citizens will get estimated Rs 30,431.58 in interest and estimated Rs 4,30,431.58 in maturity.