Power of Compounding: Know how much corpus you can accumulate with Rs 5,000, Rs 10,000, Rs 15,000, Rs 20,000 monthly SIP investments in 20 years? See Calculations
Power of Compounding: Along with building a career, it is important for individuals to create a substantial corpus for their future. This will help them become financially independent and prepared for any emergencies or unexpected needs. However, many people are often confused about where to invest for good returns. If you are one of them, there can be many investment schemes where you can park your money for long term, and SIP investment can be one of them. SIP (Systematic Investment Plan) is a market-linked investment option, allowing people to invest monthly, quarterly, or annually based on their convenience and investment capacity. The key to building a substantial fund through SIPs is consistency.
In this write-up, we will explain with calculations how much corpus you can accumulate with monthly SIP investments of Rs 5,000, Rs 10,000, Rs 15,000, and Rs 20,000 in 20 years of time frame.
(Disclaimer: Our calculations are projections and not investment advice. Do your due diligence or consult an expert for financial planning)
12% Annualised Return Assumed
We are assuming an average annual return rate of 12 per cent for all the calculations.
How much corpus can you build with Rs 5,000 monthly SIP investment in 20 Years?
With a 12 per cent annual return rate, you can build an approximate corpus of Rs 49,95,740 in 20 years.
SIP of Rs 5,000 Monthly Investment: Calculations
- Total Investment: Rs 12,00,000
- Expected Capital Gain: Rs 37,95,740
- Total Corpus Received: Rs 49,95,740
How much corpus can you build with Rs 10,000 monthly SIP investment in 20 Years?
With a 12 per cent annual return rate, you can build an approximate corpus of Rs 99,91,479 in 20 years.
SIP of Rs 10,000 Monthly Investment: Calculations
- Total Investment: Rs 24,00,000
- Expected Capital Gain: Rs 75,91,479
- Total Corpus Received: Rs 99,91,479
How much corpus can you build with Rs 15,000 monthly SIP investment in 20 Years?
With a 12 per cent annual return rate, you can build an approximate corpus of Rs 1,49,87,219 in 20 years.
SIP of Rs 15,000 Monthly Investment: Calculations
- Total Investment: Rs 36,00,000
- Expected Capital Gain: Rs 1,13,87,219
- Total Corpus Received: Rs 1,49,87,219
How much corpus can you build with Rs 20,000 monthly SIP investment in 20 Years?
With a 12 per cent annual return rate, you can build an approximate corpus of Rs 1,99,82,958 in 20 years.
SIP of Rs 20,000 Monthly Investment: Calculations
- Total Investment: Rs 48,00,000
- Expected Capital Gain: Rs 1,51,82,958
- Total Corpus Received: Rs 1,99,82,958
Important Points to Keep in Mind
While investing in SIP, it should be kept in mind that it is a market-related investment and returns are not guaranteed. The calculations above are based on an assumed 12 per cent return, but actual returns can be higher or lower.