Power of Rs 2,500 SIP: How much wealth can you accumulate in 15 years, 20 years, 25 years, 30 years?

Power of Rs 2,500 SIP: Whether you're in your 20s, 30s, or 40s, it’s never too late to start planning. In this write-up, we will show through calculations how much wealth you can accumulate in 15 years, 20 years, 25 years, and 30 years with Rs 2,500 monthly SIP - 

Priya Vishwakarma | Jan 30, 2025, 02:37 PM IST

Power of Rs 2,500 SIP: Planning for retirement is crucial for everyone; however, some people believe it’s too late to accumulate a corpus for their post-retirement life. Whether you're in your 20s, 30s, or 40s, it’s never too late to start planning. You can begin building your retirement fund at any stage of your career. However, to build a larger corpus with a smaller monthly investment, it’s advisable to start as early as possible. The sooner you start investing, the more time your money will have to grow. If you are confused about how this is possible then here are a few examples to help you:

(Disclaimer: Our calculations are projections and not investment advice. Do your due diligence or consult an expert for financial planning)

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How much wealth can you accumulate in 15 years, 20 years, 25 years, 30 years with Rs 2,500 monthly SIP?

How much wealth can you accumulate in 15 years, 20 years, 25 years, 30 years with Rs 2,500 monthly SIP?

In this write-up, we will show through calculations how much wealth you can accumulate in 15 years, 20 years, 25 years, and 30 years with Rs 2,500 monthly SIP - 

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Assuming an Annualised Return of 12%

Assuming an Annualised Return of 12%

For these calculations, we are assuming an average annual return rate of 12 per cent .

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How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 15 Years?

How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 15 Years?

With a 12 per cent annual return rate, you can build an approximate corpus of Rs 12,61,440 in 15 years.

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SIP of Rs 2,000 Monthly Investment: Calculations for 15 years

SIP of Rs 2,000 Monthly Investment: Calculations for 15 years

- Total Investment: Rs 4,50,000
- Expected Capital Gain: Rs 8,11,440
- Total Corpus Received: Rs 12,61,440

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How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 20 Years?

How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 20 Years?

You can build an approximate corpus of Rs 24,97,870 in 20 years with a 12 per cent annual return rate.

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SIP of Rs 2,000 Monthly Investment: Calculations for 20 years

SIP of Rs 2,000 Monthly Investment: Calculations for 20 years

- Total Investment: Rs 6,00,000
- Expected Capital Gain: Rs 18,97,870
- Total Corpus Received: Rs 24,97,870

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How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 25 Years?

How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 25 Years?

With a 12 per cent annual return rate, you can build an approximate corpus of Rs 47,44,088 in 25 years.

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SIP of Rs 2,000 Monthly Investment: Calculations for 25 years

SIP of Rs 2,000 Monthly Investment: Calculations for 25 years

- Total Investment: Rs 7,50,000
- Expected Capital Gain: Rs 39,94,088
- Total Corpus Received: Rs 47,44,088

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How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 30 Years?

How Much Money Can You Build with Rs 2,500 Monthly SIP Investment in 30 Years?

With a 12 per cent annual return rate, you can build an approximate corpus of Rs 88,24,784 in 30 years.

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SIP of Rs 2,000 Monthly Investment: Calculations for 30 years

SIP of Rs 2,000 Monthly Investment: Calculations for 30 years

- Total Investment: Rs 9,00,000
- Expected Capital Gain: Rs 79,24,784
- Total Corpus Received: Rs 88,24,784

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Important Points to Know Before Investing in SIP

Important Points to Know Before Investing in SIP

It’s important to remember that SIP is a market-linked scheme, so returns are not guaranteed. The 12 per cent return mentioned above is an estimate, and actual returns may vary depending on market conditions.

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See Examples-

See Examples-

Let's look at some examples: If the annualised return is 13 per cent 14 per cent and 15 per cent,  how much wealth can you accumulate in 15 years - 

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How much wealth can you accumulate in 15 years if annualised return is 13%?

How much wealth can you accumulate in 15 years if annualised return is 13%?

According to the calculations, you can build an approximate corpus of Rs 13,89,203 in 15 years if the annualised return is 13 per cent.

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How much wealth can you accumulate in 15 years if annualised return is 14%?

How much wealth can you accumulate in 15 years if annualised return is 14%?

According to the calculations, you can build an approximate corpus of Rs 15,32,134 in 15 years if the annualised return is 14 per cent.

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How much wealth can you accumulate in 15 years if annualised return is 15%?

How much wealth can you accumulate in 15 years if annualised return is 15%?

According to the calculations, you can build an approximate corpus of Rs 16,92,158 in 15 years if the annualised return is 15 per cent.

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