Power of Compounding: How much money do you need to invest in monthly SIP to make Rs 15 crore retirement corpus if started investing at 30? See calculations

In SIP, there is a benefit of compounding interest. This means you get the interest on both the principal amount and the interest that has accumulated from previous periods.

If you want to take the full benefit of compounding, you should avoid withdrawing the amount before maturity.

Compounding increases your investment returns over time and promotes faster development. It generates larger profits and promotes investment growth over time. The initial deposits compound over time to form a considerable corpus. The longer you invest, the more you may profit from the power of compounding.

If you are going through some financial issues, you can adjust the amount too as per your budget.

SIPs allow you to purchase more units when the net asset value (NAV) is low and fewer units when the NAV is high.

Since your money gets automatically deducted, it makes you to invest regularly.

Top-up SIP
Flexible SIP
Perpetual SIP 

NAV (net asset value) is the price at which the investors buy or sell mutual fund units.

Monthly SIP: Rs 42,500
Annual return: 12%
Duration: 30 years
Total investment in 30 years: Rs 1.53 crore
Estimated returns in 30 years: 13.47 crore
Maturity amount: 15 crore

Disclaimer: Investing in mutual funds is subject to market risks. Consult your advisor before making any investment.