Why you should get travel insurance, especially for cruises

Is it mandatory to get a travel insurance for a cruise trip? Well, if you’re cruising towards holiday hotspots like Dubai, Schengen countries, and so on, then it is. If you’re visiting countries like Singapore or the USA, then you always have a choice. However, mandatory or not, travel insurance is something that you should always have as it makes your travel all the more pleasant and hassle free!

So, as you plan your sea-licious globetrotting adventure, here are some of reasons why you should get one:

i. Health and Medical Cover: First and foremost, a travel insurance covers any health issue that you face during your travel. So, whether it is a viral flu or a case of slip and fall injury, travel insurance ascertains timely treatment. The best part? It ensures that you don’t have to pay from your pocket to receive treatment.

ii. Trip interruption or cancellation: Well, people rarely cancel their cruise trips and never at the last moment. However, when you have to, travel insurance saves you your cruise fares. The same goes for other unforeseen events like when the trip is interrupted. On such occasions, having a travel insurance enables you to redeem your cruise fare for both covered and non-covered reasons, thereby giving you higher flexibility.

iii. Luggage Tracking: Yet another advantage of travel insurance is that if your luggage gets stolen or misplaced, it further underwrites all of the tracking expenses. It also extends easy assistance (including the legal one) for the loss of critical documents like passport – making it a worthy investment for your offshore trip.

WATCH Zee Business TV LIVE Streaming Online 

iv. Additional benefits: Having a cruise travel insurance also certifies that there is someone available at the time of your need. So much so, that insurers even help you with flight and hotel reservations anytime during the course of your travel. Cruise insurers further provide value-added features like concierge services to their customers.

v. Fraction of Cost: Despite being so beneficial, travel insurance come at a fraction of the cost compared to the value that they bring to the table. For instance, a per person cruise coverage of up to $3,000 involves an applicable premium of $8 per day. This minor insurance charge goes a long way at the times of your need.

So, whenever cruising, it is a wise decision to get yourself travel insurance. With it, your holidays become all about fun and adventure!

By Varun Chadha, CEO, TIRUN (The Indian Representative of Royal Caribbean Cruises).