Why should EPFO members file e-nomination? Check benefits, full process and all other details here

EPFO e-Nomination with UAN: The members of the Employees' Provident Fund Organisation (EPFO) must note that there are several benefits for filing e-nomination for EPF, EDLI and EPS scheme. The EPFO time and again reminds its members of these benefits. In case of any query, the EPFO members can login to the official EPFO website at epfindia.gov.in.

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Recently, EPFO has tweeted from its official Twitter handle citing the reasons behind filing e-nomination. The tweet said, "Why one should file e-Nomination?"

Why one should file e-Nomination?#SocialSecurity #EPF #PF #EDLI #Pension #ईपीएफओ #ईपीएफ pic.twitter.com/ffHn8yLJUA

— EPFO (@socialepfo) October 27, 2021

The benefits of filing e-nomination are as follows:

1) Filing of e-nomination helps in getting Provident Fund (PF), Pension (EPS) and Insurance (EDLI) benefits easily in case of the death of the member

2) It also facilitates the nominee to file online claims

The EPFO members must be aware of the benefits of the different EPFO schemes. They are as follows:

Benefits of EPF
The EPFO members must be aware of the various benefits of the EPF scheme. They are as follows:

1) Accumulation plus interest upon retirement, resignation, death.

2) Partial withdrawals allowed for specific expenses such as house construction, higher education, marriage, illness and others

Benefits of EPS
the benefits under EPS scheme are as follows:

1) Monthly benefits for superannuation/ retirement, disability, survivor, widow (er), children

2) Amount of pension based on average salary during the preceding 12 months from the date of exit and total years of employment

3) Minimum pension on disablement

4) Past service benefits to participants of erstwhile Family Pension Scheme

Benefits of EDLI
The EDLI Scheme is an insurance scheme that provides life insurance benefits to all employees who are members of the Employees’ Provident Funds Scheme, 1952 or of PF Schemes exempted under Section 17 of the EPF & MP Act, 1952. The EDLI Scheme is supported by a nominal contribution by the employers (@0.5 per cent of monthly wages, up to the maximum wage limit of Rs 15,000).

No contribution is payable by the employees for availing insurance cover under this Scheme. The benefits payable under EDLI Scheme have been enhanced by the Central Government.  

The EPFO members must note that they can get the EPFO services on UMANG app. A recent tweet from the official Twitter handle of the UMANG app said, "#UMANG Users using the EPFO ​​service on the app can check their EPF balance, request for withdrawal, #EPFO Can view office addresses and apply for life certificate. for more information umang.gov.in Go to."

#UMANG ऐप पर EPFO सेवा का उपयोग करने वाले उपयोगकर्ता अपने EPF बैलेंस की जांच कर सकते हैं, निकासी के लिए अनुरोध कर सकते हैं, #EPFO ​​कार्यालय के पते देख सकते हैं और जीवन प्रमाण पत्र के लिए आवेदन कर सकते हैं। अधिक जानकारी के लिए https://t.co/Ik7XlTNXUZ पर जाएं। pic.twitter.com/GV3Owgu2VE

— UMANG App India (@UmangOfficial_) October 25, 2021

Now, in order to file e-nomination, the EPFO members have to follow some simple steps. They are as follows:

Step 1: One has to visit the official EPFO website at epfindia.gov.in. Then one has to choose the ' Service' option. Again, one has to choose the 'For Employees' option. Now, one has to click on 'Member UAN/ Online Service (OCS/OTP)

Step 2: Then one has go login with UAN and password

Step 3: Now, one has to select 'E-nomination' under ' Manage Tab'

Step 4: Next 'Provide Details' tab will appear on screen and one has to click on 'Save'

Step 5: One has to click on 'Yes' to update family declaration

Step 6: After this, one has to click 'Add Family Details'. It has to be noted that more than one nominee can be added

Step 7: Now, one has to click 'Nomination Details' to declare the total amount of share. Then one has to click on 'Save EPF Nomination'

Step 8: Finally, one has to click on 'E-sign' to generate OTP and submit the OTP on mobile number linked with Aadhaar

One must note that after this process, the e-nomination will be registered with EPFO. After e-nomination, there is no need to send any documents to employer or ex-employer.

In case of any further details and queries, the EPFO members can login to the official website of EPFO at epfindia.gov.in.