ULIPs or Mutual Funds: Which one should be your option for investment

Entering into equities for investment is not an easy task considering the risks involved. But, as they say "higher the risk, higher the returns".

To balance out the risk, there are options like Unit Linked Insurance Plans (ULIPs) and mutual funds to enter the equity markets. 

But, the question is which one to choose?

ULIPs or Unit Linked Insurance Plans and Mutual Funds are two different types of investments which individuals continue to invest in today. 

ULIPs offered by insurance providers which enable investors to invest a part of their insurance premiums in various funds like debt fund, equity fund, money market fund, hybrid fund, etc.

However, equity Mutual Funds invest the investors’ money in shareholdings of different companies. The profits or losses that result from an increase or decrease in the company’s share prices have an impact on the Mutual Fund’s performance.

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