Top Small Cap Mutual Fund vs Top PSU Mutual Fund: Which of them has given higher return on Rs 25,000 monthly SIP in 5 years?
Top Small Cap Mutual Fund vs Top PSU Mutual Fund: For mutual fund classification, small cap companies are those that lie above the 250th place in the list of the highest m-cap firms. Small cap mutual funds fall in the equity mutual fund category. Since small cap companies are in their growth stage, they most likely rise faster than large cap and mid cap firms.
Top Small Cap Mutual Fund vs Top PSU Mutual Fund: Small cap mutual funds are those funds that need to invest at least 65 per cent of their per cent of money in small cap stocks, as per Securities Exchange Board of India. For mutual fund classification, small cap companies are those that lie above the 250th place in the list of the highest m-cap firms.
Small cap mutual funds fall in the equity mutual fund category.
Since small cap companies are in their growth stage, they most likely rise faster than large cap and mid cap firms.
On the other hand, amid market fluctuations, they can fall faster than large cap and mid cap mutual funds.
PSU mutual funds, on the other hand, are thematic funds.
They invest at least 80 per cent of their money in PSU stocks.
Since PSU stocks have been rising fast for nearly 3 years, the PSU mutual fund category has been the best achiever in 1, 3, and 5 years.
Here, we will compare between the best small cap and the best PSU mutual fund on the basis of annualised SIP returns (XIRR) in 5 years.
Best small cap SIP mutual fund in 5 years
Quant Small Cap Fund - Direct Plan
The fund tops the list among all small cap mutual funds with 50.99 per cent annualised SIP returns in 5 years.
It has assets under management (AUM) of Rs 24,530 crore, while its net asset value (NAV) is Rs 299.7920.
Benchmarked against NIFTY Smallcap 250 TRI, the fund has given 20.52 per cent annualised SIP returns since its inception in January 2013.
At an expense ratio of 0.64 per cent, the fund has Rs 5,000 as the minimum lump sum investment and Rs 1,000 as the minimum SIP investment.
The fund has 89.09 per cent of its investments in equity and 12.31 per cent in cash and cash equivalents.
In an 84-stock portfolio, Reliance Industries Limited, Jio Financial Services, Aegis Logistics, Aditya Birla Fashion, and HFCL are the main holdings.
Best PSU SIP mutual fund in 5 years
SBI PSU Fund - Direct Plan
The fund has given 42.31 per cent annualised SIP returns in the 5-year time frame.
It has an asset base of Rs 4,602 crore, while its NAV is Rs 37.2944.
Benchmarked against BSE PSU TRI, the fund has given 13.58 per cent annualised returns since its inception in January 2013.
At an expense ratio of 0.73 per cent, the fund has a Rs 5,000 monthly lump sum investment and Rs 500 as the minimum SIP investment.
The fund has 90.98 per cent of its investments in equity and 9.02 per cent in cash and cash equivalent.
In a 25-stock portfolio, the fund has SBI, Power Grid, GAIL (India), BEL, and NTPC as the main investments.
Quant Small Cap Fund - Direct Plan vs SBI PSU Fund - Direct Plan: Which has given higher returns?
A Rs 25,000 monthly SIP in Quant Small Cap Fund - Direct Plan, or Rs 15,00,000 investment in total, has grown to Rs 50,67,214 in the 5-year period.
A Rs 25,000 monthly SIP in the fund has turned into Rs 41,70,079.
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