Top 6 Sectoral Mutual Funds With Best SIP Returns in 5 Years: Rs 13,333 monthly SIP investment in No 1 scheme has grown to Rs 19,77,923; see key details

Top 6 sectoral funds with highest SIP returns in 5 years: Mutual funds invest in stocks that belong to some sector, but in a sectoral mutual fund, the majority of stocks belong to a particular sector.

As per Securities Exchange Board of India's (Sebi) classification of mutual funds, sectoral funds need to have at least 80 per cent of their investments in a particular sector, such as banking, infrastructure, pharma, and technology.

Investors get good returns when the sector is performing well, but the fact that they have 80 per cent of their investment in a particular sector makes them vulnerable during market fluctuations.

A sector can remain down for years due to internal or external factors, and investors can lose money in such situations.

So, the funds are suitable for investors with a long-term investment horizon.

Know about the top 6 sectoral funds with highest annualised SIP returns (XIRR) in 5 years.

Also know how a Rs 13,333 monthly SIP investment in each of the funds has performed in that period.  

LIC MF Infrastructure Fund - Direct Plan

The fund has given 37.17 per cent annualised SIP return in the 5-year period.

It has assets under management (AUM) of Rs 852 crore, while its net asset value (NAV) is Rs 57.5034.  

Benchmarked against NIFTY Infrastructure TRI, the fund has given 17.23 per cent annualised return since its starting in January 2013.

At an expense ratio of 1.06 per cent, the fund has Rs 200 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 13,333 monthly SIP investment in the 5 years, or a total investment of Rs 7,99,980, has grown to Rs 19,77,923.

Bandhan Infrastructure Fund - Direct Plan

The fund has given 36.32 per cent annualised SIP return in the 5-year time frame.

It has AUM of Rs 1,798 crore, while its NAV is Rs 58.8600.  

Benchmarked against BSE India Infrastructure TRI, the fund has given 17.00 per cent annualised return since its beginning in January 2013.

With an expense ratio of 0.82 per cent, the fund has Rs 100 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 13,333 monthly SIP investment in the 5-year period has jumped into Rs 19,39,176.

ICICI Prudential Infrastructure Fund - Direct Plan

The fund has given 36.01 per cent annualised SIP return in 5 years.

It has an asset base of Rs 6,990 crore, while its unit price is Rs 197.6100.  

Benchmarked against BSE India Infrastructure TRI, the fund has given 17.58 per cent annualised return since its launch in January 2013.

At an expense ratio of 1.21 per cent, the fund has Rs 100 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 13,333 monthly SIP investment in the 5-year time frame has swelled to Rs 19,25,253.

Quant Infrastructure Fund - Direct Plan

The fund has given 35.78 per cent annualised SIP return in the 5-year period.

It has a fund size of Rs 3,585 crore, while its unit price is Rs 35.78.  

Benchmarked against NIFTY Infrastructure TRI, the fund has given 18.81 per cent annualised return since its inception in January 2013.

With an expense ratio of 0.66 per cent, the fund has Rs 1,000 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 13,333 monthly SIP investment in 5 years has converted into Rs 19,15,001.

DSP India T.I.G.E.R. Fund - Direct Plan

The fund has given 35.59 per cent annualised SIP return in the 5-year time frame.

It has a fund size of Rs 5,515 crore, while its NAV is Rs 342.3320.  

Benchmarked against BSE India Infrastructure TRI, the fund has given 17.91 per cent annualised return since its debut in January 2013.

At an expense ratio of 0.84 per cent, the fund has Rs 100 as the minimum SIP and lump sum investment each. 

A Rs 13,333 monthly SIP investment in the 5-year period has grown to Rs 19,06,764.

HDFC Infrastructure Fund - Direct Plan

The fund has given 34.6 per cent annualised SIP return in 5 years.

It has an asse base of Rs 2,496 crore, while its NAV is Rs 50.0800.  

Benchmarked against BSE India Infrastructure TRI, the fund has given 13.31 per cent annualised return since its start in January 2013.

At an expense ratio of 1.09 per cent, the fund has Rs 100 as the minimum SIP and lump sum investment each. 

A Rs 13,333 monthly SIP investment in the 5-year time frame has grown to Rs 18,63,493.