Top 5 SBI Mutual Funds with Highest SIP Returns in 5 Years: PSU fund at No. 1 spot has turned Rs 20,000 monthly SIP into Rs 33 lakh

Top 5 SBI SIP Mutual Funds with Best Returns: SBI Mutual Fund House is one of the oldest fund houses in India and runs as many as 60 mutual fund schemes. It has assets under management (AUM) of Rs 9,90,090 crore. The 37-year-old mutual fund house runs some of the most consistent and performing mutual fund schemes. Many of its schemes have shown consistency as well as have delivered high returns. Here, we take you through SBI's top 5 mutual fund schemes in terms of annualised SIP returns (XIRR) in 5 years and what Rs 20,000 monthly SIP investment in each fund has given during that period.

SBI PSU Mutual Fund

The fund has given a 41.77 per cent annaualised SIP return in 5 years.

It has AUM of Rs 4,603 crore, while its net assets value (NAV) is Rs 36.59.

The 11-year-old fund has an expense ratio of 0.78 per cent.

Benchmarked against BSE PSU TRI, the fund has given 13.43 per cent annualised returns (CAGR) since its launch in January 2013.

The fund has 90.98 per cent of its investments in equity, of which 66.81 per cent is in large cap stocks.

In its 25-stock portfolio, the main stocks in it are SBI, Power Grid, GAIL (India), and BEL.

A Rs 20,000 monthly SIP in the fund, or a total investment of Rs 12 lakh, has turned into Rs 32.90 lakh in 5 years.

SBI Infrastructure Fund 

The sectoral mutual fund from SBI Mutual Fund House has given 36.93 per cent annualised SIP returns in 5 years.

It has an asset base of Rs 4,524 crore, while its NAV is trading at Rs 56.51.

The fund has an expense ratio of 1.17 per cent. Benchmarked against NIFTY Infrastructure TRI, the fund has given 17.50 per cent annualised returns since its inception in January 2013.

The fund's 90.83 per cent investments are in equity, of which 30.06 per cent are in large cap stocks and 34.28 per cent in small cap stocks.

In its 47-stock portfolio, the fund has RIL, L&T, Bharti Airtel, and Indian Energy Exchange as its main stocks. 

A Rs 20,000 monthly SIP in the fund has swelled to Rs 29.44 lakh in the 5-year time frame.

SBI Long Term Equity Fund Direct Plan-Growth

The fund has had a 33.56 per cent annualised SIP return in 5 years.

It has AUM of Rs 27,527 crore, while its NAV is Rs 471.28.

Benchmarked against BSE 500 TRI, the fund has given 18.12 per cent annualised returns since its launch in January 2013.

The fund's 92.63 per cent investments are in equity, of which 52.54 per cent are in large cap stocks.

In its portfolio of 60 stocks, the fund has GE T&D India, HDFC Bank, Mahindra and Mahindra, and Torrent Power as the main holdings.

A Rs 20,000 monthly SIP investment in the fund has given Rs 27.23 lakh in 5 years.

SBI Small Cap Fund

The fund has given 32.28 per cent annualised SIP return in 5 years.

It has an asset base of Rs 32,761 crore, while its NAV is Rs 202.8471.

The 11-year-old fund has an expense ratio of 0.66 per cent.

Benchmarked against BSE 250 SmallCap TRI, the fund has had a 26.74 per cent annualised return since its inception in January 2013. 

The fund has 93.31 per cent of its investments in equity, of which 88.16 per cent are in small cap stocks.

In its 58-stock portfolio, the fund has Nifty 50, Kalptaru Projects International, Blue Star, and GE T&D India as the main holdings. 

A Rs 20,000 monthly SIP in the fund has grown to Rs 26.42 lakh in the 5-year time frame. 

SBI Magnum Mid Cap Direct Plan-Growth

The fund has given 32.13 per cent annualised SIP return in 5 years.

It has AUM of Rs 21,127 crore, while its NAV is Rs 262.4501.

The 11-year old fund has an expense ratio of 0.79 per cent.

Benchmarked against NIFTY Midcap 150 TRI, the fund has 21.2 per cent of its investments in equity, of which 68.35 per cent are in mid cap stocks.

In a portfolio of 68 stocks, the fund has Torrent Power, Crisil Ltd, Corborundum Universal, and Sundaram Finance Ltd as the main holdings. 

A Rs 20,000 monthly SIP in the fund has grown to Rs 26.33 lakh in 5 years.