Top 5 large-cap SIP Mutual Funds in 3 Years: How much return have Rs 10,000, Rs 15,000, and Rs 20,000 SIPs given in each fund?

Top 5 large-cap SIP Mutual Funds in 3 Years: When we invest in a market-linked investment scheme, we look for two things: high returns and stability. High returns are necessary to beat inflation and help investors accomplish personal goals. Stability is important to build consistency and get returns regularly. Though in a market-linked investment such as equity mutual funds, returns are not guaranteed and one's principal investment can be reduced if the market falls, one may prefer investments that are least affected by market fluctuations.

In such a scenario, large-cap mutual funds emerge as a strong choice for mutual fund investors.

As per Association of Mutual Funds in India (AMFI), large-cap companies are top 100 firms in terms of market capitalisation.

These companies are fundamentally strong and, hence, more capable of negating market fluctuations than medium- and small-cap firms.

For their ability to fight market fluctuations, large-cap mutual funds are considered a good equity fund choice by many investors.

The large-cap category has grown 37.41 per cent in one year, 17.12 per cent in three years, and 16.54 per cent in five years (as per Value Research data).

In this write-up, we will tell you about the top 5 large-cap mutual funds with the highest SIP returns (XIRR) in the three-year period and what Rs 10,000, Rs 15,000, and Rs 20,000 monthly SIPs in each fund have given- 

Nippon India Large-cap Fund- Growth  

This tops the large-cap mutual fund category with 28.66 per cent annualised SIP returns (XIRR) in the three-year period.

The fund has assets under management (AUM) of Rs 26,137.65 crore, while its net asset value (NAV) is Rs 91.8562.

The large-cap fund's expense ratio is 0.74 per cent. It has 98.84 per cent of its investment in domestic equities, of which 66.31 per cent is in large-cap stocks.

The main stocks in its portfolio are HDFC Bank, Reliance Industries Ltd, ICICI Bank, State Bank of India, and ITC Limited.

A Rs 10,000 monthly SIP in the fund, or a Rs 3.60 lakh investment, has given a total of Rs 5,74,002 in three years.

A Rs 15,000 monthly SIP in the large-cap mutual fund, or Rs 5.40 lakh investment, has given a total of Rs 8,61,002.

A Rs 20,000 monthly SIP in the Nippon India large-cap fund, or Rs 7.20 lakh investment, has given a total of Rs 11,48,003.

JM Large Cap Fund - (Direct) - Growth

The fund has given a 27.33 per cent annualised return in the three-year period.

The fund has an AUM of Rs 191.85 crore, while its NAV is worth Rs 172.3308.

The fund's expense ratio is 1.01 per cent. It has 93.99 per cent of its investment in domestic equities, of which 63.40 per cent is in large-cap stocks.

In a portfolio of 42 stocks, Larsen & Toubro, HDFC Bank, Grasim Industries Limited, SBI, and Hindalco Industries are its main holdings. 

A Rs 10,000 monthly SIP in the fund, or a Rs 3.60 lakh investment, has given a total of Rs 5,61,118 in three years.

A Rs 15,000 monthly SIP in the fund, or Rs 5.40 lakh investment, has given a total of Rs 8,41,676.

A Rs 20,000 monthly SIP in JM Large Cap fund, or Rs 7.20 lakh investment, has given a total of Rs 11,22,235.

Baroda BNP Paribas Large Cap Fund - Direct Plan - Growth

The fund at No. 3 has given annualised returns of 25.34 per cent. The fund has an AUM of Rs 1,930.52 crore, while its NAV is worth Rs 238.7176.

It has an expense ratio of 0.89 per cent. The large-cap fund has 95.14 per cent of its investment in domestic equities, of which 67 per cent is in large-cap stocks.

The fund has 50 stocks in its portfolio with ICICI Bank, RIL, HDFC Bank, and Larsen & Toubro as its main stocks. 

A Rs 10,000 monthly SIP in the fund has given a total of Rs 5,42,478 in three years.

A Rs 15,000 monthly SIP in the large-cap fund has given a total of Rs 8,13,717.

A Rs 20,000 monthly SIP in Baroda BNP Paribas large-cap fund has given a total of Rs 10,84,955.

ICICI Prudential Bluechip Fund - Direct Plan - Growth

The fund has annualised returns of 25.21 per cent in the three-year period.

The fund's AUM is Rs 54,904.23 crore, while its NAV size is Rs 109.71.

It has an expense ratio of 0.90 per cent.

The fund has 90.87 per cent of its investment in domestic equities, of which 81.53 per cent is in large-cap stocks.

The fund has a total of 66 stocks in its portfolio, of which ICICI Bank, RIL, Larsen & Toubro, Maruti Suzuki, and Axis Bank are its main stocks.  

A Rs 10,000 monthly SIP in the fund has given a total amount of Rs 5,41,286 in the three-year period.

A Rs 15,000 monthly SIP in the large-cap fund has given a total of Rs 8,11,929.

A Rs 20,000 monthly SIP in ICICI Prudential Bluechip Fund has given a total of Rs 10,82,572.

HDFC Top 100 Fund, Direct Plan - Growth

A stable fund in terms of SIP returns has given 24.56 per cent annualised returns in the three-year period.

With Rs 33,170.08 crore AUM, the fund has an NAV of Rs 1,155.054.

The fund's expense ratio is 1.04 per cent.

The fund has 98.08 per cent of its investment in domestic equities of which 80.33 per cent is in large-cap stocks.

The fund has 46 stocks in its portfolio.

The main stocks in its portfolio are ICICI Bank, HDFC Bank, RIL, NTPC, and Larsen &  Toubro.

A Rs 10,000 monthly SIP in the fund has given a total amount of Rs 5,35,374 in the three years.

A Rs 15,000 monthly SIP in the large-cap fund has given a total of Rs 8,03,061.

A Rs 20,000 monthly SIP in HDFC Top 100 Fund has given a total of Rs 10,70,748.