Top 5 large-cap SIP mutual funds in 3 years: A Rs 20,000 SIP in top fund has turned into Rs 10.52 lakh

Top 5 large-cap SIP Mutual Funds in 3 Years: Among equity funds, large-cap mutual funds are considered more stable than mid- and small-cap mutual funds. Large-cap mutual funds invest the majority of their money in large-cap companies, which are the least vulnerable to market fluctuations. That's the reason why large-cap mutual funds are known to give steady returns. The large-cap fund category has 35.37 per cent returns in the one-year, 16.51 per cent in the three-year, and 15.65 per cent return in the five-year timeframe (As per Value Research data). We present here a list of five large-cap mutual funds that have given the highest return in terms of SIP in the last three years. 

JM Large Cap Fund Direct Plan- Growth 

The fund tops the large-cap fund category in terms of SIP returns (XIRR) of 49.54 per cent in the three-year period.

The 11-year old fund that has an asset under management (AUM) of Rs 144 crore has a net asset value of Rs 169.54.

Benchmarked against BSE 100 TRI, the fund has an expense ratio of 1.01 per cent, while its exit load is 1.0 per cent.

The minimum SIP investment in the fund is Rs 500  while the minimum lump sum investment is Rs 5,000.

Financial, energy, automobile, and metal and mining are the top sectors the fund has invested its money in.

It has 41 stocks in its portfolio with HDFC Bank, Larsen & Toubro, Grasim Industries, and Power Finance Corporation as its main stocks.

A Rs 10,000 SIP in the fund in the three years, or Rs 3.60 lakh in total, has given a total of Rs 5.26 lakh as of today's date.

A Rs 20,000 SIP in the fund in the three-year period, or Rs 7.20 lakh in total, has given a total of Rs 10.52 lakh at present. 

Nippon India Large Cap Fund

The fund in the No. 2 position has given SIP returns of 48.31 per cent in the three years.

Benchmarked against S&P BSE 100 TRI, the fund has an AUM of Rs 26137.65 crore, while its NAV is worth Rs 80.9845.

Its expense ratio is 1.61 per cent and its exit load is 1.0 per cent.

The fund has a minimum SIP investment of Rs 100, while its minimum lump sum is Rs 100. It has 98.84 per cent of its investments in equities, of which 83.02 per cent is in large caps.

In a portfolio of 58 stocks, it has its main investments in financial, energy, consumer staples, and services.

The main stocks in its portfolio are HDFC Bank, RIL, ICICI Bank, and SBI. 

A Rs 10,000 SIP in the fund in the three years, or Rs 3.60 lakh in total, has given a total of Rs 5.31 lakh as of today's date.

A Rs 20,000 SIP in the fund in the three-year period, or Rs 7.20 lakh in total, has given a total of Rs 10.61 lakh at present. 

Baroda BNP Paribas Large Cap Fund Direct-Growth

It has given 44.45 per cent returns in the three years. Benchmarked against NIFTY 100 TRI, the fund has an expense ratio of 0.89 per cent, while its exit load is 1.0 per cent.

The 11-year-old fund has an AUM of 1,931 crore, while its NAV is worth Rs 233.07.

The fund has a minimum SIP investment of Rs 500, while its minimum lump sum investment is Rs 5,000. Its 97.57 per cent investments are in equities, of which 81.77 per cent in large caps.

In a 53-portfolio stock, it has financial, energy, automobile, and technology as its main investments. ICICI Bank, RIL, HDFC Bank, and Larsen & Toubro are its main stocks in the portfolio. 

A Rs 10,000 SIP in the fund in the three years, or Rs 3.60 lakh in total, has given a total of Rs 5.08 lakh as of today's date.

A Rs 20,000 SIP in the fund in the three-year period, or Rs 7.20 lakh in total, has given a total of Rs 10.16 lakh at present. 

ITI Large Cap Fund

The fund has given a return of 42.47 per cent in the three-year period. Benchmarked against Nifty 100 TRI, the fund has an AUM of Rs 296.94 crore, while its NAV size is Rs 18.3457. The minimum SIP investment in the fund is Rs 500, while the minimum lump sum in the fund is Rs. 5,000.

The fund has its main investments in metal and mining, capital goods, construction, realty and textiles.

The fund has RIL, HDFC Bank, ICIC Bank, L&T, and Axis Bank as the main stocks in its portfolio. 

ICICI Prudential Bluechip Fund Direct-Growth

The fund from ICICI Mutual Fund has given 40.97 per cent returns in the three-year period.

With NIFTY 100 TRI as its benchmark, the fund has an AUM of Rs 54,904 crore, while its NAV is Rs 106.71.

The fund has an expense ratio of 0.9 per cent, while its exit load is 1.0 per cent.

The fund's minimum SIP return is Rs 100, while its minimum lump sum investment is Rs 100. The fund has 91.02 per cent of its investments in equities, of which the largest chunk at 80.29 per cent is in large caps.

In a 67-portfolio portfolio, it has its main investments in financial, energy, automobile, and construction sectors.

The main stocks in its portfolio are ICICI Bank, RIL, Larsen & Toubro, and Maruti Suzuki Ltd.  

A Rs 10,000 SIP in the fund in the three years has given a total of Rs 5.06 lakh as of today's date.

A Rs 20,000 SIP in the fund in the three-year period, or Rs 7.20 lakh in total, has given a total of Rs 10.11 lakh at present.