Top 3 PSU Mutual Funds With Best SIP Returns in 10 Years: Rs 10K SIP in top fund has given Rs 46 lakh; get details
Amid the rise of PSU stocks, thematic PSU mutual funds are also cashing in on momentum. The category tops the chart among all mutual funds in the one-year, three years and five years, when it has risen by 104.38 per cent, 44.61 per cent and 28.04 per cent, respectively. Some of the PSU mutual funds such as CPSE ETF, SBI PSU Direct, and Invesco India PSU Equity Direct have given over 100 per cent return in the last one year.
PSU stocks are the flavour of the season. A lot of them are scaling new heights every other day. As many as 40 PSU stocks have turned multibaggers in the last one year (As per Value Research data). PSU stocks hitting a 52-week or an all-time high is a common development. Amid the rise of PSU stocks, thematic PSU mutual funds are also cashing in on momentum.
The category tops the chart among all mutual funds in the one year, three years, and five years, when it has risen by 104.38 per cent, 44.61 per cent, and 28.04 per cent, respectively.
Some of the PSU mutual funds such as CPSE ETF, SBI PSU Direct, and Invesco India PSU Equity Direct, have given over 100 per returns in the last year.
In terms of SIP performance, all three funds have been consistent performers in the three-,five- and 10-year timeframes.
In this write-up, know about these funds and what Rs 5,000 and Rs 10,000 SIPs in each of the mutual funds have given in 10 years.
Invesco India PSU Equity Fund - Direct Plan
The top-performing PSU mutual fund in the category has given an annualised return of 25.41 per cent in the 10-year period.
Benchmarked against S&P BSE PSU TRI, the fund has assets under management (AUM) worth Rs 956.83 crore, and its net asset value (NAV) is worth Rs 76.7800.
The fund has 96.53 per cent of its investments in equities, of which 30.88 per cent are in large caps, 13.47 per cent in mid caps and 1.25 per cent in small caps.
The fund's top 3 sector-wise holdings are energy and utilities, industrials, and financial.
The fund has a small bouquet of 23 stocks, and its biggest holdings are Bharat Electronics, Hindustan Aeronautics, SBI, and NTPC.
A Rs 5,000 SIP in the 10 years, or Rs 6,00,000 investment, has given a total of 23,04,777.
A Rs 10,000 SIP in the 10 years, or Rs 12,00,000 investment, has given a total of 46,09,554.
CPSE ETF
The No. 2 fund in the category has given annualised returns of 23.88 per cent in the 10 years.
The fund has a large AUM of Rs 39,197 crore, while its NAV is worth Rs 93.6439.
The minimum lump sum investment in the plan is Rs 5,000.
The fund has 99.97 per cent of its investments in equities with 8.10 per cent in large caps and 5.61 per cent in small caps.
It has its main investments in energy and utilities, materials, and industrials. It has just 11 stocks in its portfolio with NTPC, Power Grid, ONGC, and Coal India as its main stocks.
A Rs 5,000 SIP in the 10 years, or Rs 6,00,000 investment, has given a total of 21,32,778.
A Rs 10,000 SIP in the 10 years, or Rs 12,00,000 investment, has given a total of Rs 42,65,556.
SBI PSU Direct
The fund from SBI Mutual Fund has given SIP returns of 21.63 per cent in the 10-year period.
Benchmarked against S&P BSE PSU TRI, the fund has an NAV of Rs 35.7907, while its AUM is Rs 2,352 crore.
The minimum SIP investment in its direct plan is Rs 500, while the minimum lump sum investment is Rs 5,000.
The fund has 90.6 per cent of its investments in inequities, with 29.33 per cent in large caps, 23.22 per cent in mid caps, and 2.78 per cent in small caps.
The fund has mainly invested in energy and utilities, financial, materials, and industrials.
It has 24 stocks in its portfolio with its main stocks being SBI, Power Grid, NTPC, and Hindustan Copper.
A Rs 5,000 SIP in the 10 years, or Rs 6,00,000 investment, has given a total of 18,92,809.
A Rs 10,000 SIP in the 10 years, or Rs 12,00,000 investment, has given a total of Rs 37,85,619.
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