Sovereign gold bond scheme 2020-21: Government offering chance to buy gold at cheaper rate ahead of Diwali
As per RBI, nominal value of the bond has been fixed on the simple average closing price of Indian Bullion and Jewellers Association (IBJA) for gold of 999 purity
Ahead of Diwali, demand for gold has increased even though price is high. However, there is an opportunity for people to buy gold at lower price than the market rate. Reserve Bank of India is coming up with next edition of Gold Bond Scheme 2021, which will be available for application between November 12 to November 20. RBI has fixed the rate of gold as Rs 5,177 per gram.
As per RBI, nominal value of the bond has been fixed on the simple average closing price of Indian Bullion and Jewellers Association (IBJA) for gold of 999 purity.
RBI said that the government in discussion with the central bank has decided to give Rs 50 discount for the investors applying online to buy the latest bond scheme. Besides application, such investors will have to make payment online to avail this benefit.
This gold bond is issued for eight years and there is an option to withdraw it after five years. Applicants have to apply for at least one-gram gold or in multiples of one gram. An applicant can buy minimum 1 gram and maximum 4 kgs of gold under this scheme. A trust and other business entity can make an investment of maximum 20kg gold in a business year.
Highlights Gold Bond Scheme
*This scheme was started in November 2015 with an objective to reduce demand of physical gold.
*This scheme also helps you save money in taxes.
A person investing in Sovereign Gold Bond scheme can buy a maximum of 500 gram gold in a business year.
*The upper limit for retail investors and HUFs is 4 kilograms (4,000 units) each per financial year.
*Trusts and similar entities can purchase up to 20 kilograms in a financial year.
*Under this scheme, an annual interest of 2.5 per cent is assured to investors.
*The gold bonds come with a maturity period of eight years, with an option to exit after first five years.
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