ICICI Bank has extended ‘Cardless EMI’ facility for its customers. The Bank’s Cardless EMI offer allows customers to make purchases in easy installments through a convenient OTP-based approval process, using their registered mobile number, PAN card. 

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ICICI Bank Cardless EMI is a unique proposition that enables the bank’s pre-approved customers to avail of a No Cost EMI option. This is available for the purchase of their favourite gadgets/home appliances at retail stores or through participating Merchant websites, across various categories, that too without removing their card from their wallet.

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In a tweet, ICICI Bank has mentioned “#ICICIBank extends its ‘Cardless EMI’ facility for online purchases made on e-commerce platforms. This hassle-free experience will enhance the affordability of millions of the Bank’s pre-approved customers.”

How it works online? 

  • Log on to your online website across categories like mobiles, electronic, fashion, travel, home and furniture, insurance, education and more 
  • Choose and add your product to your cart 
  • Check for the Cardless EMI option on the merchant website checkout page 
  • Enter your registered mobile number 
  • Choose your preferred EMI scheme/tenure 
  • Enter your PAN and One-Time Password (OTP) that you receive on your registered mobile number 
  • Successful completion of the quick process 

To check if you are eligible for Cardless EMI, SMS <CARDLESS> to <5676766> or check the ‘Offers’ section on the iMobile Pay app (for Android users).