SBI Online: Internet banking has emerged as one of the go to options for bank transactions, especially in urban areas. It allows users to complete fund transfers, bill payments, open a fixed or current account, among other things with ease. This has made the public's financial life easier to conduct. At the same time, this popularity has led to new threats for bank account holders emerging as well. With more and more banks rolling out these facilities and smartphones making greater penetration, fraudsters are coming up with new ways to fool people and rob them of their hard-earned money. Cybercriminals even use different methods to access internet banking details of users.

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India's largest public sector bank, State Bank of India, however, has a feature that allows customers to stay safe. The bank on its official website - onlinesbi, says "For better control & security of your account, you can lock or unlock your INB access through link 'Lock & Unlock User' available in Home/Login Page." Notably, the feature can only be used by retail users and not corporate users.

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How to lock SBI internet banking access

1. Go to SBI official website - onlinesbi.com.

2. Look for the option that says 'Lock & Unlock User'.

3. Provide details like internet banking username, account number and captcha code.

4. from the drop-down menu, select the option 'Lock user access'.

5. Read the terms & conditions and click on OK for verification.

6. An OTP (one-time password) will be sent to your registered mobile number and email ID.

7. Enter the correct OTP to lock your internet banking access.

Later on you can unlock the access by 'onlinesbi' website or via bank's branch. For this, you need to visit the home branch. There are no charges for unlocking the internet banking facility from your home branch.