SBI Online Banking: The State Bank of India (SBI) is giving cash withdrawal facility to its account holders even when they don't have their SBI debit card. The largest commercial bank of India is giving this facility to its customers at select SBI ATMs. But, a SBI account holder can withdraw cash from these select SBI ATMs provided they have SBI YONO app download in their Smartphone or Android phone.

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An SBI account holder can log into Yono app using the SBI netbanking using its login ID and password. Thereafter, the SBI account holder can set a 6-digit MPIN that can be used for easier log-in in the future.

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After logging into the SBI Yono app, the SBI account holder needs to click on the Yono Cash. For easier accessibility, it is given as one of the Quick Links.

Then go to the ATM section and enter the amount you want to withdraw from the ATM. The maximum limit to withdraw cash using SBI Yono app is Rs 10,000.

SBI will then send you a SBI Yono Cash transaction number to your registered mobile number. The SBI account holder then needs to use this number and the PIN set by him at any of SBI's Yono Cash Points, which is also known as card-less transaction enabled ATMs of SBI, for cash withdrawal. The SBI Yono Cash transaction number sent on your registered mobile number will be valid for four hours.

At the SBI ATM, the SBI account holder needs to use the option 'Card-Less Transaction' on the first page of the ATM and then to Yono Cash and enter the details.

The Yono app also gives the option for SBI account holders to locate nearest Yono Cash Points.